165 Central Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 165 Central Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft · built 1959
Lot Size	0.353 acres (15,355 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Nov 2020)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-026465`

Property Details

APN / Parcel Number

Primary APN	`02-026465`
Alternative APNs	`2026465` `026465`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,488 sqft Total Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	15,355 sqft (0.353 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	320 sqft
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	026465
Street Address	165 CENTRAL DR
City	PRINCE FREDERICK
State	MD
Zip	20678-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 4 BLK B SEC 2 CENTRAL VILLAGE
Legal Subdivision	CENTRAL VILLAGE
Legal Block	B
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1002
Census Tract	860702

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 CENTRAL DR, PRINCE FREDERICK, MD 20678-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Mar 17, 2020	Grant Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO
Aug 23, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Mar 17, 2020 · Amount on Record
Deed Book / Page	5750 / 424
Prior Transfer Date	Dec 6, 2016
Prior Transfer Doc	0049020263
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 2, 2020
Property Address	165 CENTRAL DR, PRINCE FREDERICK, MD 20678-4007
Document Number	0057500424
Book / Page	5750 / 424
Map Reference	LB JLB 1 FO 16
Instrument Date	Oct 27, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	TRUSTED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0005750428
Date	Nov 2, 2020
Instrument	5750/428

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 17, 2020
Property Address	165 CENTRAL DR, PRINCE FREDERICK, MD 20678-4007
Document Number	0055470364
Book / Page	005547 / 000364
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	165 CENTRAL DR PRINCE FREDERICK MD 206784007, PRINCE FREDERICK, MD 20678-4007

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 23, 2019
Property Address	165 CENTRAL DR, PRINCE FREDERICK, MD 20678-4007
Document Number	0054190371
Book / Page	005419 / 000371
Instrument Date	May 2, 2019
Transaction Type	Foreclosure
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$131.35
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	165 CENTRAL DR PRINCE FREDERICK MD 206784007, PRINCE FREDERICK, MD 20678-4007

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,733 (+9.59%)	$322,700 (-) Land $70,600 Building $252,100
2025	$2,707.00 (+36.92%) Homeowner's exemption	$270,767 (+25.57%)	$322,700 (+31.82%) Land $70,600 Building $252,100
2023	$1,977.00 Homeowner's exemption	$215,633	$244,800 Land $70,600 Building $174,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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