186 Beaver Rd, Black Hawk, CO 80422 Property Records

Gilpin County property record for 186 Beaver Rd, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,005 sqft · built 1975
Lot Size	2.03 acres (88,427 sqft)
Owner	Company Name on File
Last Sale	$135,000 (Dec 2012)
Tax Bill	$838 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`1711-312-01-019`

Property Details

APN / Parcel Number

Primary APN	`1711-312-01-019`
Alternative APN	`R003160`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,005 sqft Heated Area
Gross Area	2,883 sqft
1st Floor Area	1,251 sqft
Basement Area	443 sqft
Finished Basement	877 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	88,427 sqft (2.03 acres)
Garage Type	Basement
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Patio Area	636 sqft
Balcony Area	636 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R003160
Street Address	186 BEAVER RD
City	BLACK HAWK
State	CO
Zip	80422-8723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 31 T: 2S R: 72W SUBD: ASPEN SPRINGS FILING #1 LOT: 034 & IMPS
Legal Range	72W
Legal Township	02S
Legal Section	31
Legal Subdivision	ASPEN SPRINGS FILING #1
Legal Lot Number	34
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2011
Census Tract	13802

Owner

186 Beaver Rd is owned by a company that acquired it in October 2025.

Source: Gilpin County records, as of July 10, 2026

Owner of Record	Company Name on File
Mailing Address	8802 STONY CREEK DR, COLORADO SPRINGS, CO 80924-8132
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Nov 5, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2012 · Amount on File
Deed Sale	Dec 17, 2012 · Amount on File
Deed Document Number	2012147975
Last Transfer Date	Oct 22, 2025
Transfer Doc	0000179330
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Recording Date	Jun 24, 2026
Property Address	186 BEAVER RD, BLACK HAWK, CO 80422-8723
Document Number	0000180695
Instrument Date	Jun 16, 2026
Instrument	2026180695
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	186 BEAVER RD, BLACK HAWK, CO 80422-8723

Mortgage

Document Number	0000180695,
Date	Jun 24, 2026
Instrument	2026180695

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2056

Interest

Rate	6.51%
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Nov 5, 2025
Property Address	186 BEAVER RD, BLACK HAWK, CO 80422-8723
Document Number	0000179330
Instrument Date	Oct 22, 2025
Instrument	179330
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8802 STONY CREEK DR, COLORADO SPRINGS, CO 80924-8132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8802 STONY CREEK DR, COLORADO SPRINGS, CO 80924-8132

Tax Assessment & Valuation

The 2025 property tax bill for 186 Beaver Rd was $838, up 16.1% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$838.00 (+16.07%)	$27,790 (+7.92%) Land $6,880 Building $20,910	$444,620 (+15.72%) Land $110,000 Building $334,620
2024	$722.00 (+1.12%)	$25,750 (-) Land $7,330 Building $18,420	$384,230 (-) Land $109,348 Building $274,882
2023	$714.00 (+9.85%)	$25,750 (+22.1%) Land $7,330 Building $18,420	$384,230 (+26.6%) Land $109,348 Building $274,882
2022	$650.00	$21,090 Land $6,320 Building $14,770	$303,490 Land $91,000 Building $212,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 186 Beaver Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Beaver Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 52% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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