18596 E Saratoga Pl, Aurora, CO 80015 Property Records

Arapahoe County property record for 18596 E Saratoga Pl, Aurora, CO 80015

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 859 sqft · built 1988
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Feb 2024)
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2073-10-3-03-001`

Property Details

APN / Parcel Number

Primary APN	`2073-10-3-03-001`
Alternative APNs	`032527561` `32527561` `527561`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	859 sqft Living Area
Gross Area	2,129 sqft
1st Floor Area	859 sqft
Basement Area	835 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	97 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	35 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	032527561
Street Address	18596 E SARATOGA PL
City	AURORA
State	CO
Zip	80015-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUBDIVISIONCD 050458 SUBDIVISIONNAME PRIDES CROSSING SUB 4TH FLG BLOCK 009 LOT 001 LOT 1 BLK 9 PRIDES CROSSING SUB 4TH FLG
Legal Range	66W
Legal Township	5S
Legal Section	10
Legal Quarter	3
Legal Subdivision	PRIDES CROSSING SUB 4TH FLG
Legal Block	009
Legal Lot Number	001,1
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	1
Census Block	1020
Census Tract	84800

Owner

18596 E Saratoga Pl is owned and occupied by two individuals who bought it in February 2024.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18596 E SARATOGA PL, AURORA, CO 80015-3224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Personal Representative Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 19, 2022	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024 · Amount on File
Deed Sale	Feb 9, 2024 · Amount on File
Prior Sale	Oct 4, 1996 · Amount on File
Deed Document Number	20247813
Prior Transfer Date	Feb 8, 2024
Prior Transfer Doc	0000007813
Record Updated	Oct 29, 2026

February 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Feb 9, 2024
Property Address	18596 E SARATOGA PL, AURORA, CO 80015-3224
Document Number	00E4007813
Instrument Date	Feb 8, 2024
Instrument	E4007813
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18596 E SARATOGA PL, AURORA, CO 80015-3224

Mortgage

Document Number	00E4007814
Date	Feb 9, 2024
Instrument	E4007814

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	18596 E SARATOGA PL, AURORA, CO 80015-3224
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E2056068
Date	May 19, 2022
Instrument	E2056068

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	18596 E SARATOGA PL, AURORA, CO 80015-3224
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18596 E SARATOGA PL, AURORA, CO 80015-3224

Mortgage

Document Number	00E1155361
Date	Oct 12, 2021
Instrument	E1155361

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 18596 E Saratoga Pl was $2,583, up 10.9% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,388 (-2.08%)	$480,200 (-) Land $170,000 Building $310,200
2025	$2,583.00 (+10.86%)	$30,013	$480,200 Land $170,000 Building $310,200
2024	$2,330.00
2023		$29,708	$498,400 Land $175,000 Building $323,400
2021	$1,199.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18596 E Saratoga Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18596 E Saratoga Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Aerux Broadband, Verizon.

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