18575 E Saratoga Pl, Aurora, CO 80015 Property Records

Arapahoe County property record for 18575 E Saratoga Pl, Aurora, CO 80015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,981 sqft · built 1987
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jun 2026)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2073-09-4-24-021`

Property Details

APN / Parcel Number

Primary APN	`2073-09-4-24-021`
Alternative APNs	`032526866` `32526866` `526866`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,981 sqft Living Area
Gross Area	2,502 sqft
1st Floor Area	700 sqft
2nd Floor Area	704 sqft
Basement Area	680 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	101 ft deep x 73 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	49 sqft
Porch	Slab
Porch Area	38 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	032526866
Street Address	18575 E SARATOGA PL
City	AURORA
State	CO
Zip	80015-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUBDIVISIONCD 050458 SUBDIVISIONNAME PRIDES CROSSING SUB 4TH FLG BLOCK 008 LOT 021 LOT 21 BLK 8 PRIDES CROSSING SUB 4TH FLG
Legal Range	66W
Legal Township	5S
Legal Section	09
Legal Quarter	4
Legal Subdivision	PRIDES CROSSING SUB 4TH FLG
Legal Block	008
Legal Lot Number	21
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	1
Census Block	1014
Census Tract	84800

Owner

18575 E Saratoga Pl is owned and occupied by an individual who bought it in June 2026.

Source: Arapahoe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	18575 E SARATOGA PL, AURORA, CO 80015-3223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK DENVER
May 2, 2024	Deed of Trust, Mortgage · Line of Credit BERKLEY BANK A BRANCH OF THE STATE BANK
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2023	Intrafamily Transfer, Transfer
Mar 3, 2022	Intrafamily Transfer, Transfer · Line of Credit BANK DENVER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Mar 2, 2007 · Amount on File
Deed Document Number	202640358
Prior Transfer Date	Mar 3, 2022
Prior Transfer Doc	0000025120
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	18575 E SARATOGA PL, AURORA, CO 80015-3223
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7848 S ZENO ST, CENTENNIAL, CO 80016-1849

Mortgage

Document Number	00E3073706
Date	Oct 26, 2023
Instrument	E3073706

Lender

Name	BANK DENVER
Type	Bank
Address	DENVER, CO 80218

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Apr 1, 2024

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	18575 E SARATOGA PL, AURORA, CO 80015-3223
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7848 S ZENO ST, CENTENNIAL, CO 80016-1849

Mortgage

Document Number	00E4026687
Date	May 2, 2024
Instrument	E4026687

Lender

Name	BERKLEY BANK A BRANCH OF THE STATE BANK
Address	7887 E BELLEVIEW AVE STE 100, ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Apr 29, 2025

Interest

Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jun 11, 2026
Property Address	18575 E SARATOGA PL, AURORA, CO 80015-3223
Document Number	0000040358
Instrument Date	Jun 10, 2026
Instrument	202640358
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,302.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18575 E SARATOGA PL, AURORA, CO 80015-3223

Mortgage

Document Number	0000040359,
Date	Jun 11, 2026
Instrument	202640359

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	Apr 13, 2023
Property Address	18575 E SARATOGA PL, AURORA, CO 80015-3223
Document Number	00E3024485
Instrument Date	Apr 11, 2023
Instrument	E3024485
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7848 S ZENO ST, CENTENNIAL, CO 80016-1849

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7848 S ZENO ST, CENTENNIAL, CO 80016-1849

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	Mar 3, 2022
Property Address	18575 E SARATOGA PL, AURORA, CO 80015-3223
Document Number	00E2025120
Instrument Date	Mar 2, 2022
Instrument	E2025120
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18575 E SARATOGA PL, AURORA, CO 80015-3223

Mortgage

Document Number	00E2025121
Date	Mar 3, 2022
Instrument	E2025121

Lender

Name	BANK DENVER
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18575 E Saratoga Pl was $2,796, up 5.8% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,812 (-2.08%)	$519,800 (-) Land $170,000 Building $349,800
2025	$2,796.00 (+5.79%)	$32,488	$519,800 Land $170,000 Building $349,800
2024	$2,643.00
2023		$33,688	$557,800 Land $175,000 Building $382,800
2021	$1,888.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18575 E Saratoga Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18575 E Saratoga Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Aerux Broadband, Verizon.

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