18591 Aztec Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18591 Aztec Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,555 sqft · built 1986
Lot Size	0.457 acres (19,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Mar 2023)
Tax Bill	$5,500 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-06-478-025`

Property Details

APN / Parcel Number

Primary APN	`70-03-06-478-025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,555 sqft Living Area
1st Floor Area	1,555 sqft
Basement Area	1,555 sqft
Unfinished Basement	1,555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bungalow
Lot Area	19,907 sqft (0.457 acres)
Lot Dimensions	220 ft deep x 172 ft wide
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18591 AZTEC DR
City	SPRING LAKE
State	MI
Zip	49456-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 88, EXC W 10 FT NORTH HOLIDAY HILLS SUB NO 2
Legal Range	13W
Legal Township	8N
Legal Section	06
Legal Subdivision	HOLIDAY HILLS SUB
Legal Block	478
Legal Lot Number	88
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2008
Census Tract	20504

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18591 AZTEC DR, SPRING LAKE, MI 49456-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Prior Sale	Oct 3, 2016 · Amount on Record
Deed Document Number	20235650
Prior Transfer Date	Apr 11, 2011
Prior Transfer Doc	20110014568
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 13, 2023
Property Address	18591 AZTEC DR, SPRING LAKE, MI 49456-9428
Document Number	20230005650
Map Reference	LB 21 PG 57
Instrument Date	Mar 8, 2023
Instrument	2023-0005650
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18591 AZTEC DR, SPRING LAKE, MI 49456-9428

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5480 PINE BLUFF LN, NORTON SHORES, MI 49441-5965
Investor	Possibly a Property Investor

Mortgage

Document Number	20230005651
Date	Mar 13, 2023
Instrument	2023-0005651

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18591 AZTEC DR, SPRING LAKE, MI 49456-9428
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18591 AZTEC DR, SPRING LAKE, MI 49456-9428

Mortgage

Document Number	20210038379
Date	Jul 27, 2021
Instrument	2021-0038379

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18591 AZTEC DR, SPRING LAKE, MI 49456-9428
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210008674
Date	Feb 16, 2021
Instrument	2021-0008674

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,300 (+16.38%)	$440,600 (+16.38%)
2025	$5,500.00 (+41.5%)
2023		$189,300	$378,600
2022	$3,887.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTON SHORES serves 23,994 people · EPA ID MI0004850
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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