18562 Aztec Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18562 Aztec Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,936 sqft · built 2002
Lot Size	0.488 acres (21,257 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2018)
Tax Bill	$5,758 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-06-480-009`

Property Details

APN / Parcel Number

Primary APN	`70-03-06-480-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,936 sqft Living Area
1st Floor Area	1,916 sqft
Basement Area	1,916 sqft
Unfinished Basement	1,916 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bungalow
Lot Area	21,257 sqft (0.488 acres)
Lot Dimensions	218 ft deep x 110 ft wide
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18562 AZTEC DR
City	SPRING LAKE
State	MI
Zip	49456-9015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 70 NORTH HOLIDAY HILLS SUB NO 2
Legal Range	13W
Legal Township	8N
Legal Section	06
Legal Subdivision	HOLIDAY HILLS SUB
Legal Block	480
Legal Lot Number	70
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2000
Census Tract	20504

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18562 AZTEC DR, SPRING LAKE, MI 49456-9015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Sep 20, 2013 · Amount on Record
Deed Document Number	201834136
Prior Transfer Date	Aug 30, 2013
Prior Transfer Doc	20130043134
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18562 AZTEC DR, SPRING LAKE, MI 49456-9015
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210014451
Date	Mar 18, 2021
Instrument	2021-0014451

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18562 AZTEC DR, SPRING LAKE, MI 49456-9015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200009936
Date	Mar 16, 2020
Instrument	2020-0009936

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Mar 1, 2033

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 25, 2018
Property Address	18562 AZTEC DR, SPRING LAKE, MI 49456-9015
Document Number	20180034136
Map Reference	LB 21 PG 57
Instrument Date	Sep 17, 2018
Instrument	2018-0034136
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,924.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18562 AZTEC DR, 18562, SPRING LAKE, MI 49456-9015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18605 AZTEC DR, SPRING LAKE, MI 49456-9428

Mortgage

Document Number	20180034137
Date	Sep 25, 2018
Instrument	2018-0034137

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Mortgage

Document Number	20180034137
Date	Sep 25, 2018
Instrument	2018-0034137

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,000 (-5.8%)	$562,000 (-5.8%)
2025	$5,758.00 (+5.19%) Homeowner's exemption	$298,300 (+16.75%)	$596,600 (+16.75%)
2023		$255,500	$511,000
2022	$5,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTON SHORES serves 23,994 people · EPA ID MI0004850
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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