1859 Lotus Ave, El Centro, CA 92243 Property Records

Imperial County property record for 1859 Lotus Ave, El Centro, CA 92243

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,821 sqft · built 1989
Lot Size1.21 acres (52,708 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Apr 2019)
Tax Bill$5,943 (2025)
Deeds & MortgagesOct 2020 Mortgage
Apr 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN052-462-008-000

Property Details

APN / Parcel Number

Primary APN052-462-008-000
Alternative APNs
  • 0524620801
  • 05246208

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,821 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Lot Area52,708 sqft
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1859 LOTUS AVE
CityEL CENTRO
StateCA
Zip92243-9635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLK 2 LOTUS SUB NO 2 TR 879
Legal SubdivisionLOTUS SUB #2
Legal Tract879
Legal Block2
Legal Lot Number8
JurisdictionIMPERIAL CA
Township / Civil DivisionEL CENTRO
Census Block Group2
Census Block2020
Census Tract11801

Owner

1859 Lotus Ave is owned and occupied by two individuals who bought it in April 2019.

Source: Imperial County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address1859 LOTUS AVE, EL CENTRO, CA 92243-9635
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 23, 2019Grant Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC
Mar 8, 2017Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
ROBERT F II & DEBORAH B HARROLD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2019 · Amount on File
Deed SaleApr 23, 2019 · Amount on File
Prior SaleDec 20, 2016 · Amount on File
Deed Document Number20196924
Prior Transfer DateJan 10, 2017
Prior Transfer Doc0000005220
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address1859 LOTUS AVE, EL CENTRO, CA 92243-9635
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address1859 LOTUS AVE, EL CENTRO, CA 92243-9635

Mortgage

Document Number0000018031
DateOct 6, 2020
Instrument2020018031
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateApr 23, 2019
Property Address1859 LOTUS AVE, EL CENTRO, CA 92243-9635
Document Number0000006924
Map ReferenceMB 14 PG 9
Instrument DateApr 9, 2019
Instrument2019006924
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1859 LOTUS AVE, EL CENTRO, CA 92243-9635

Mortgage

Document Number0000006925
DateApr 23, 2019
Instrument2019006925
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIMPERIAL CA
Recording DateMar 8, 2017
Property Address1859 LOTUS AVE, EL CENTRO, CA 92243-9635
Document Number0000005220
Instrument DateJan 10, 2017
Instrument5220
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1704 LOTUS AVE EL CENTRO CA 922439505, EL CENTRO, CA 92243-9505

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address1859 LOTUS AVE, EL CENTRO, CA 92243-9635
Document Number0000001481
Instrument DateJan 6, 2017
Transaction TypeMortgage
Record UpdatedMar 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1704 LOTUS AVE EL CENTRO CA 922439505, EL CENTRO, CA 92243-9505

Mortgage

Document Number0000001481
DateJan 23, 2017
Instrument1481
Lender
NameROBERT F II & DEBORAH B HARROLD
AddressPO BOX 1026, EL CENTRO, CA 92244-1026
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1859 Lotus Ave was $5,943.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictEl Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$523,394 Land $136,537 Building $386,857
2025$5,943.00
2023$5,779.00 (+7.06%)$493,209 Land $128,663 Building $364,546
2022$5,398.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1859 Lotus Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1859 Lotus Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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