Imperial County property record for 1846 Lotus Ave, El Centro, CA 92243
| Property Type | Single Family Home |
|---|---|
| Details | 4,607 sqft · built 1978 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $388,000 (Dec 2017) |
| Tax Bill | $7,955 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-461-006-000 |
| Primary APN | 052-461-006-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,607 sqft Living Area |
| 1st Floor Area | 4,607 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 81,893 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1846 LOTUS AVE |
|---|---|
| City | EL CENTRO |
| State | CA |
| Zip | 92243-9635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 2 LOTUS SUB TR 833 T16S R13E |
| Legal Subdivision | LOTUS SUB |
| Legal Tract | 833 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | EL CENTRO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11801 |
Source: Imperial County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1846 LOTUS AVE, EL CENTRO, CA 92243-9635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 28, 2020 | Quit Claim Deed, Transfer COMMERCE HM MTG |
| Jan 23, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 21, 2017 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Deed Document Number | 201728129 |
| Last Transfer Date | Oct 25, 2018 |
| Transfer Doc | 0000001499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 1846 LOTUS AVE, EL CENTRO, CA 92243-9635 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1846 LOTUS AVE, EL CENTRO, CA 92243-9635 |
| Document Number | 0000017832 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022017832 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 1846 LOTUS AVE, EL CENTRO, CA 92243-9635 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 1846 LOTUS AVE, EL CENTRO, CA 92243-9635 |
| Document Number | 0000003649 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021003649 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Apr 28, 2020 |
| Property Address | 1846 LOTUS AVE, EL CENTRO, CA 92243-9635 |
| Document Number | 0000007697 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 7697 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1846 LOTUS AVE EL CENTRO CA 922439635, EL CENTRO, CA 92243-9635 |
| Document Number | 7698 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 7698 |
| Name | COMMERCE HM MTG |
|---|---|
| Address | IRVINE, CA 92606 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Jan 23, 2019 |
| Property Address | 1846 LOTUS AVE, EL CENTRO, CA 92243-9635 |
| Document Number | 0000001499 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 1499 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1785 LOTUS AVE EL CENTRO CA 922439410, EL CENTRO, CA 92243-9410 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Dec 21, 2017 |
| Property Address | 1846 LOTUS AVE, EL CENTRO, CA 92243-9635 |
| Document Number | 0000028129 |
| Map Reference | MB 12 PG 54 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 2017028129 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1709 LOTUS AVE, EL CENTRO, CA 92243-9505 |
| Document Number | 0000028130 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 2017028130 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | El Centro City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | El Centro Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $701,432 (+6.12%) Land $145,070 Building $556,362 | |
| 2025 | $7,955.00 (+2.83%) | |
| 2023 | $7,736.00 (+7.07%) | $660,977 Land $136,704 Building $524,273 |
| 2022 | $7,225.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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