1859 Cotter Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1859 Cotter Rd, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,480 sqft · built 1995
Lot Size	0.387 acres (16,871 sqft)
Owner	Company Name on Record
Last Sale	$175,900 (Sep 2017)
Tax Bill	$1,156 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092F A 006`

Property Details

APN / Parcel Number

Primary APN	`092F A 006`
Alternative APN	`0000022577`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,871 sqft (0.387 acres)
Lot Dimensions	165 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000022577
Street Address	1859 COTTER RD
City	HIXSON
State	TN
Zip	37343-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 CLEARWATER ACRES EAST PB 25 PG 3
Legal Subdivision	CLEARWATER ACRES EAS
Legal Lot Number	36
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3003
Census Tract	10411

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1859 COTTER RD, HIXSON, TN 37343-2522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	Mar 31, 2009
Deed Document Number	2017144
Deed Book / Page	11144 / 479
Prior Transfer Date	Jun 2, 1998
Prior Transfer Doc	0051090503
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1859 COTTER RD, HIXSON, TN 37343-2522
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	LENDSERV NATIONAL TITLE, LENDSERV NATIONAL TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000159
Date	Oct 26, 2021
Book Page	12706/509
Instrument	2021102600159

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 1, 2017
Property Address	1859 COTTER RD, HIXSON, TN 37343-2522
Document Number	0000000144
Book / Page	11144 / 479
Map Reference	MB25 PG3
Instrument Date	Aug 30, 2017
Instrument	2017090100144
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	REALTY CENTER TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1859 COTTER RD, HIXSON, TN 37343-2522

Mortgage

Document Number	0000000145
Date	Sep 1, 2017
Instrument	2017090100145

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,156.00 (+11.8%)	$76,325 (+65.12%)	$305,300 (+65.12%) Land $50,000 Building $255,300
2024	$1,034.00 (-0.86%)	$46,225 (-)	$184,900 (-) Land $40,000 Building $144,900
2023	$1,043.00	$46,225	$184,900 Land $40,000 Building $144,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (1994–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cotter Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures