Hamilton County property record for 1853 Cotter Rd, Hixson, TN 37343 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,329 sqft · built 1968 |
| Lot Size | 0.416 acres (18,150 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $925 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 092F A 008 |
| Primary APN | 092F A 008 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,329 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,150 sqft (0.416 acres) |
| Lot Dimensions | 165 ft deep x 110 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000022579 |
|---|---|
| Street Address | 1853 COTTER RD |
| City | HIXSON |
| State | TN |
| Zip | 37343-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 CLEARWATER ACRES EAST PB 25 PG 3 |
| Legal Subdivision | CLEARWATER ACRES EAS |
| Legal Lot Number | 38 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10411 |
Source: Hamilton County records · APN 092F A 008
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1853 COTTER RD, HIXSON, TN 37343-2522 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU |
| Sep 05, 2023 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 16, 2006 |
| Transfer Doc | 0000000324 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1853 COTTER RD, HIXSON, TN 37343-2522 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1853 COTTER RD, HIXSON, TN 37343-2522 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000112 |
|---|---|
| Date | Dec 01, 2025 |
| Book Page | 14122/489 |
| Instrument | 2025120100112 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.43% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.4% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1853 COTTER RD, HIXSON, TN 37343-2522 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000229 |
|---|---|
| Date | Sep 05, 2023 |
| Book Page | 13391/641 |
| Instrument | 2023090500229 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $925.00 (+15.63%) | $61,050 (+70.53%) | $244,200 (+70.53%) Land $50,000 Building $194,200 |
| 2024 | $800.00 (-1.11%) | $35,800 (-) | $143,200 (-) Land $40,000 Building $103,200 |
| 2023 | $809.00 | $35,800 | $143,200 Land $40,000 Building $103,200 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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