1859 Arctic Ct, Laredo, TX 78045 Property Records

Webb County property record for 1859 Arctic Ct, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,325 sqft · built 2001
Lot Size	0.145 acres (6,305 sqft)
Owner	Individual Name on Record
Last Sale	$179,100 (Nov 2019)
Tax Bill	$1,083 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-81010-300`

Property Details

APN / Parcel Number

Primary APN	`985-81010-300`
Alternative APN	`255409`

Interior

Stories	1 Story
Building Area	1,325 sqft Living Area
Gross Area	1,553 sqft
1st Floor Area	1,325 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,305 sqft (0.145 acres)
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	117 sqft
Storage Building	64 sqft

Location & Zoning

Street Address	1859 ARCTIC CT
City	LAREDO
State	TX
Zip	78045-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VILLAGE HEIGHTS UNIT IV, BLOCK 10, LOT 30
Legal Subdivision	VILLAGE HEIGHTS UNIT IV
Legal Block	10
Legal Lot Number	30
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1003
Census Tract	1725

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1859 ARCTIC CT, LAREDO, TX 78045-8417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Nov 25, 2019	Vendor's Lien, Transfer · FHA Mortgage INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	20191377900
Deed Book / Page	4699 / 535
Prior Transfer Date	Nov 22, 2019
Prior Transfer Doc	004699/535
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1859 ARCTIC CT, LAREDO, TX 78045-8417
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5160/251
Date	Nov 29, 2021
Book Page	5160/251
Instrument	1449859

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 25, 2019
Property Address	1859 ARCTIC CT, LAREDO, TX 78045-8417
Document Number	004699/535
Book / Page	4699 / 535
Map Reference	VOL 20 PG 62
Instrument Date	Nov 22, 2019
Instrument	1377900
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1859 ARCTIC CT, LAREDO, TX 78045-8417

Mortgage

Document Number	0001377901
Date	Nov 25, 2019
Instrument	1377901

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,119 (+12.45%) Land $88,013 Building $136,106	$224,119 (+12.45%) Land $88,013 Building $136,106
2024	$1,083.00 (-9.07%)
2023		$199,297 Land $71,369 Building $127,928	$199,297 Land $71,369 Building $127,928
2022	$1,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Smartcom Telephone.

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