1854 Arctic Ct, Laredo, TX 78045 Property Records

Webb County property record for 1854 Arctic Ct, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,218 sqft · built 2000
Lot Size0.137 acres (6,000 sqft)
Owner2 Individual Names on Record
Tax Bill$1,195 (2024)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN985-81009-280

Property Details

APN / Parcel Number

Primary APN985-81009-280
Alternative APN
  • 255367

Interior

Stories1 Story
Building Area1,218 sqft Living Area
1st Floor Area1,218 sqft

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.137 acres)
Garage TypeCarport
CarportCarport
Carport Area999 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area84 sqft
Storage Building108 sqft

Location & Zoning

Account Number255367
Old Parcel Number98581009280
Street Address1854 ARCTIC CT
CityLAREDO
StateTX
Zip78045-8417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE HEIGHTS UNIT IV, BLOCK 9, LOT 28
Legal SubdivisionVILLAGE HEIGHTS UNIT IV
Legal Block9
Legal Lot Number28
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group1
Census Block1003
Census Tract1725

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1854 ARCTIC CT, LAREDO, TX 78045-8417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2014
Deed SaleAug 20, 2014
Deed Document Number1231825
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address1854 ARCTIC CT, LAREDO, TX 78045-8417
Transaction TypeMortgage
Record UpdatedAug 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 1304658
DateAug 3, 2017
Book Page4280/422
Instrument1304658
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 18, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$207,746 (+19.73%) Land $84,180 Building $123,566$207,746 (+19.73%) Land $84,180 Building $123,566
2024$1,195.00 (+12%)
2023$173,517 Land $68,220 Building $105,297$173,517 Land $68,220 Building $105,297
2022$1,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Metronet, Smartcom Telephone.

Nearby Properties on Arctic Ct

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