1858 Wind River Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 1858 Wind River Rd, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,821 sqft · built 1969
Lot Size	0.501 acres (21,800 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2013)
Tax Bill	$7,235 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`517-160-13-00`

Property Details

APN / Parcel Number

Primary APN	`517-160-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,821 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	21,800 sqft (0.501 acres)
View / Lot	Good

Location & Zoning

Street Address	1858 WIND RIVER RD
City	EL CAJON
State	CA
Zip	92019-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 18 TR 005436
Legal Subdivision	MONTE VISTA KNOLLS
Legal Tract	005436
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13604

Owner

1858 Wind River Rd is owned and occupied by two individuals who bought it in September 2013.

Source: San Diego County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1858 WIND RIVER RD, EL CAJON, CA 92019-4134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2013 · Amount on File
Deed Sale	Sep 9, 2013 · Amount on File
Prior Sale	May 8, 2013 · Amount on File
Deed Document Number	2013556906
Prior Transfer Date	Dec 22, 1993
Prior Transfer Doc	0000002166
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2026
Property Address	1858 WIND RIVER RD, EL CAJON, CA 92019-4134
Document Number	0000239714
Instrument Date	Aug 7, 2026
Instrument	2026239714
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1858 WIND RIVER RD, EL CAJON, CA 92019-4134

Mortgage

Document Number	0000239714,
Date	Aug 17, 2026
Instrument	2026239714

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 31, 2051

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1858 WIND RIVER RD, EL CAJON, CA 92019-4134
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1858 WIND RIVER RD, EL CAJON, CA 92019-4134

Mortgage

Document Number	0000016771
Date	Jan 12, 2022
Instrument	2022-0016771

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1858 WIND RIVER RD, EL CAJON, CA 92019-4134
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1858 WIND RIVER RD, EL CAJON, CA 92019-4134

Mortgage

Document Number	0000621116
Date	Sep 1, 2021
Instrument	2021-0621116

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1858 WIND RIVER RD, EL CAJON, CA 92019-4134
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1858 WIND RIVER RD, EL CAJON, CA 92019-4134

Mortgage

Document Number	0000205500
Date	Mar 16, 2021
Instrument	2021-0205500

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1858 WIND RIVER RD, EL CAJON, CA 92019-4134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442061
Date	Sep 27, 2017
Instrument	2017-0442061

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Sep 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1858 WIND RIVER RD, EL CAJON, CA 92019-4134
Document Number	0000176559
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1858 WIND RIVER RD EL CAJON CA 920194134, EL CAJON, CA 92019-4134

Mortgage

Document Number	0000176559
Date	Apr 7, 2020
Instrument	176559

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1858 Wind River Rd was $7,235.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$625,177 (+2%) Land $200,052 Building $425,125
2025	$7,235.00	$612,920 Land $196,130 Building $416,790
2023	$7,093.00 (+1.58%)	$589,121 Land $188,515 Building $400,606
2022	$6,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1858 Wind River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1858 Wind River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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