1849 Wind River Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 1849 Wind River Rd, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,125 sqft · built 1970
Lot Size	0.501 acres (21,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Jan 2020)
Tax Bill	$8,254 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`517-160-15-00`

Property Details

APN / Parcel Number

Primary APN	`517-160-15-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,125 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	21,800 sqft (0.501 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	1849 WIND RIVER RD
City	EL CAJON
State	CA
Zip	92019-4133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 20 TR 005436
Legal Subdivision	MONTE VISTA KNOLLS
Legal Tract	005436
Legal Block	2
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13604

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1849 WIND RIVER RD, EL CAJON, CA 92019-4133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Dec 9, 2020	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Jan 21, 2020	Grant Deed, Transfer · VA Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Oct 13, 2015 · Amount on Record
Deed Document Number	202031036
Prior Transfer Date	Jun 12, 2013
Prior Transfer Doc	0000374927
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1849 WIND RIVER RD, EL CAJON, CA 92019-4133
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 IND RIVER RD, EL CAJON, CA 92019

Mortgage

Document Number	0000677972
Date	Sep 27, 2021
Instrument	2021-0677972

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1849 WIND RIVER RD, EL CAJON, CA 92019-4133
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 WIND RIVER RD, EL CAJON, CA 92019-4133

Mortgage

Document Number	0000790918
Date	Dec 9, 2020
Instrument	2020-0790918

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 21, 2020
Property Address	1849 WIND RIVER RD, EL CAJON, CA 92019-4133
Document Number	0000031036
Instrument Date	Dec 27, 2019
Instrument	31036
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1849 WIND RIVER RD EL CAJON CA 920194133, EL CAJON, CA 92019-4133

Mortgage

Document Number	31037
Date	Jan 21, 2020
Instrument	31037

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$713,925 (+2%) Land $310,281 Building $403,644
2025	$8,254.00 (+2%)	$699,928 (+4.04%) Land $304,198 Building $395,730
2023	$8,092.00 (+1.57%)	$672,751 Land $292,387 Building $380,364
2022	$7,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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