1858 E Main St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 1858 E Main St, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,071 sqft · built 1920
Lot Size	0.127 acres (5,560 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Apr 2023)
Tax Bill	$2,005 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049597-00.0`

Property Details

APN / Parcel Number

Primary APN	`049597-00.0`
Alternative APNs	`140010772000020800000000` `261400 107.72-2-80`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,071 sqft Living Area
1st Floor Area	1,400 sqft
Upper Floors Area	671 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	5,560 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 49.7 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	049597-00.0
Street Address	1858 E MAIN ST
City	ROCHESTER
State	NY
Zip	14609-7461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0060.00 408 18 00000 3 E BERRY SUB
Legal Subdivision	BERRYS SUBDIVISION
Legal Block	2
Legal Lot Number	80.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	4
Census Block	4007
Census Tract	6000

Owner

1858 E Main St is owned and occupied by an individual who bought it in April 2023.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1858 E MAIN ST, ROCHESTER, NY 14609-7461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Mar 13, 2020	Deed of Trust, Mortgage CNB MTG
Mar 17, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage CITY OF ROCHESTER
Jul 29, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on File
Deed Sale	Apr 11, 2023 · Amount on File
Prior Sale	Mar 17, 2020 · Amount on File
Deed Document Number	2023915
Deed Book / Page	12801 / 517
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	0000000884
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 11, 2023
Property Address	1858 E MAIN ST, ROCHESTER, NY 14609-7461
Document Number	0000000915
Book / Page	12801 / 517
Instrument Date	Mar 22, 2023
Instrument	202304110915
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$972.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1858 E MAIN ST, ROCHESTER, NY 14609-7461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1858 E MAIN ST, ROCHESTER, NY 14609-7461

Mortgage

Document Number	0000000916
Date	Apr 11, 2023
Instrument	202304110916

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1858 E MAIN ST, ROCHESTER, NY 14609-7461
Document Number	0000000954
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 BITTNER ST #301 ROCHESTER NY 146041463, 301, ROCHESTER, NY 14604-1463

Mortgage

Document Number	0000000954
Date	Mar 17, 2020
Book Page	028429/000525
Instrument	954

Lender

Name	CNB MTG
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Mar 17, 2020
Property Address	1858 E MAIN ST, ROCHESTER, NY 14609-7461
Document Number	0000000952
Book / Page	12323 / 604
Instrument Date	Mar 9, 2020
Instrument	202003170952
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 DELRAY RD, 99, ROCHESTER, NY 14610-1209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1858 E MAIN ST, ROCHESTER, NY 14609-7461

Mortgage

Document Number	0000000953
Date	Mar 17, 2020
Book Page	28429/517
Instrument	202003170953

Lender

Name	CITY OF ROCHESTER
Type	Non-Lending Institution
Address	ROCHESTER, NY 14614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE NY
Recording Date	Jul 29, 2019
Property Address	1858 E MAIN ST, ROCHESTER, NY 14609-7461
Document Number	0000000884
Book / Page	012216 / 000649
Instrument Date	Jul 19, 2019
Instrument	884
Transaction Type	Foreclosure
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	99 DELRAY RD ROCHESTER NY 146101209, ROCHESTER, NY 14610-1209

Tax Assessment & Valuation

The 2026 property tax bill for 1858 E Main St was $2,005, down 3.9% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,005.00 (-3.93%)
2025	$2,087.00	$243,000 Land $5,000 Building $238,000	$243,000 Land $5,000 Building $238,000
2023		$113,400 Land $5,900 Building $107,500	$136,627 Land $7,108 Building $129,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1858 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1858 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,064 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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