1844 E Main St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 1844 E Main St, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,897 sqft · built 1920
Lot Size	0.191 acres (8,350 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Nov 2015)
Tax Bill	$1,694 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049599-00.0`

Property Details

APN / Parcel Number

Primary APN	`049599-00.0`
Alternative APNs	`140010772000020820000000` `261400 107.72-2-82`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,897 sqft Living Area
1st Floor Area	788 sqft
2nd Floor Area	739 sqft
Upper Floors Area	369 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	8,350 sqft (0.191 acres)
Lot Dimensions	151 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	049599-00.0
Street Address	1844 E MAIN ST
City	ROCHESTER
State	NY
Zip	14609-7410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0060.00 408 18 00080 1 E BERRY SUB
Legal Subdivision	E BERRY SUBDIVISION
Legal Block	2
Legal Lot Number	82.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	4
Census Block	4007
Census Tract	6000

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1844 E MAIN ST, ROCHESTER, NY 14609-7410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2015 · Amount on Record
Deed Sale	Nov 5, 2015 · Amount on Record
Prior Sale	Mar 5, 2010 · Amount on Record
Deed Document Number	2015760
Deed Book / Page	11615 / 605
Prior Transfer Date	Jul 28, 2004
Prior Transfer Doc	0000000515
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1844 E MAIN ST, ROCHESTER, NY 14609-7410
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 E MAIN ST, ROCHESTER, NY 14609-7410

Mortgage

Document Number	202503333522
Date	Sep 12, 2025
Book Page	31136/721
Instrument	202503333522

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1844 E MAIN ST, ROCHESTER, NY 14609-7410
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	STEWART TTL INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000410
Date	Aug 17, 2022
Book Page	30021/69
Instrument	202208170410

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1844 E MAIN ST, ROCHESTER, NY 14609-7410
Document Number	0000000065
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 E MAIN ST ROCHESTER NY 146097410, ROCHESTER, NY 14609-7410

Mortgage

Document Number	0000000065
Date	Apr 2, 2020
Instrument	65

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,694.00 (-1.85%)
2025	$1,726.00	$192,200 (+68.3%) Land $7,900 Building $184,300	$192,200 (+39.69%) Land $7,900 Building $184,300
2023		$114,200 Land $6,600 Building $107,600	$137,590 Land $7,952 Building $129,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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