18575 E Divider Rd, West Union, IL 62477 Property Records

Clark County property record for 18575 E Divider Rd, West Union, IL 62477

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,176 sqft · built 1999
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$3,149 (2022)
Deeds & MortgagesMay 2022 Line of Credit
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04-14-31-00-200-008

Property Details

APN / Parcel Number

Primary APN04-14-31-00-200-008

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,176 sqft Living Area
Basement Area1,280 sqft

Exterior

Year BuiltBuilt 1999
Architectural StyleLog Home
Construction TypeLog
Lot Area217,800 sqft (5 acres)

Location & Zoning

Street Address18575 E DIVIDER RD
CityWEST UNION
StateIL
Zip62477-2038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1H, 2OB 5 ACRES PT SE NE
JurisdictionCLARK IL
Township / Civil DivisionDARWIN
Census Block Group5
Census Block5051
Census Tract60100

Owner

Source: Clark County records, as of August 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18575 E DIVIDER RD, WEST UNION, IL 62477-2038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Deed of Trust, Mortgage · Line of Credit
FIRST MID BANK & TRUST NA
Apr 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST MID BANK & TRUST NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 7, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK IL
Property Address18575 E DIVIDER RD, WEST UNION, IL 62477-2038
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address18575 E DIVIDER RD, WEST UNION, IL 62477-2038

Mortgage

Document Number000668/347
DateMay 23, 2022
Book Page668/347
Instrument2022-00001015
Lender
NameFIRST MID BANK & TRUST NA
TypeBank
AddressMARSHALL, IL 62441
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 13, 2042
Interest
Rate TypeAdjustable Rate
Rate4%
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK IL
Property Address18575 E DIVIDER RD, WEST UNION, IL 62477-2038
Transaction TypeMortgage
Record UpdatedJul 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0630/0506
DateApr 18, 2019
Book Page0630/0506
Instrument2019-00000828
Lender
NameFIRST MID BANK & TRUST NA
TypeBank
AddressMATTOON, IL 61938
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2034

Tax Assessment & Valuation

Source: Clark County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyClark County
County SubdivisionDarwin Township
Unified School DistrictMarshall Community Unit School District 2C (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$3,149.00 Homeowner's exemption Senior Citizen's exemption$58,981 Land $7,435 Building $51,546$176,943 Land $22,305 Building $154,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

May also be available: AT&T, Frontier.

Nearby Properties on E Divider Rd

Nearby Streets

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