18541 E Divider Rd, West Union, IL 62477 Property Records

Clark County property record for 18541 E Divider Rd, West Union, IL 62477

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,973 sqft · built 2002
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Jun 2019)
Tax Bill	$2,689 (2022)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-14-31-00-200-009`

Property Details

APN / Parcel Number

Primary APN	`04-14-31-00-200-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,973 sqft Living Area

Exterior

Year Built	Built 2002
Construction Type	Frame
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	18541 E DIVIDER RD
City	WEST UNION
State	IL
Zip	62477-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NE PLAT 7 PG 64 1.043 AC PLAT 9 PG 157 .189 ACRE 1H1G
Jurisdiction	CLARK IL
Township / Civil Division	DARWIN
Census Block Group	5
Census Block	5051
Census Tract	60100

Owner

Source: Clark County records, as of August 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18541 E DIVIDER RD, WEST UNION, IL 62477-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	May 27, 2014 · Amount on Record
Deed Document Number	20191241
Deed Book / Page	311 / 209-211
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK IL
Property Address	18541 E DIVIDER RD, WEST UNION, IL 62477-2038
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18541 E DIVIDER RD, WEST UNION, IL 62477-2038

Mortgage

Document Number	657/757
Date	Jun 8, 2021
Book Page	657/757
Instrument	2021-00001506

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MARSHALL, IL 62441

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK IL
Property Address	18541 E DIVIDER RD, WEST UNION, IL 62477-2038
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	647/807
Date	Oct 1, 2020
Book Page	647/807
Instrument	2020-00002291

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK IL
Recording Date	Jun 14, 2019
Property Address	18541 E DIVIDER RD, WEST UNION, IL 62477-2038
Document Number	0311/0209
Book / Page	0311 / 0209
Instrument Date	Jun 14, 2019
Instrument	2019-00001241
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18541 E DIVIDER RD, WEST UNION, IL 62477-2038

Mortgage

Document Number	201900001242
Date	Jun 14, 2019
Instrument	2019-00001242

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Clark County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Clark County
County Subdivision	Darwin Township
Unified School District	Marshall Community Unit School District 2C (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,689.00 Homeowner's exemption	$47,153 Land $2,867 Building $44,286	$141,459 Land $8,601 Building $132,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Frontier.

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