1857 Ridge Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1857 Ridge Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,620 sqft · built 1993
Lot Size	5.25 acres (228,690 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,452 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`WEB-0002613`

Property Details

APN / Parcel Number

Primary APN	`WEB-0002613`
Alternative APNs	`54890810100001049000` `265489 081.01-1-49`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Game Room	Game Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	228,690 sqft (5.25 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	1,148 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0002613
Street Address	1857 RIDGE RD
City	WEBSTER
State	NY
Zip	14580-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 T14 R4 SEC 10 EASTWOOD EST S1 L101 262-52
Legal Subdivision	EASTWOOD SUBDIVISION
Legal Block	1
Legal Lot Number	49.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1008
Census Tract	11401

Owner

1857 Ridge Rd is owned and occupied by two individuals.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1857 RIDGE RD, WEBSTER, NY 14580-3615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit RELIANT COMMUNITY FEDERAL CREDIT UNION
May 25, 2019	Deed of Trust, Mortgage · Conventional with PMI RELIANCE FIRST CAP
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit RELIANT CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Aug 12, 2026
Property Address	1857 RIDGE RD, WEBSTER, NY 14580-3615
Document Number	0003453104
Book / Page	31405 / 951
Instrument Date	Jul 23, 2026
Instrument	20263453104
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1857 RIDGE RD, WEBSTER, NY 14580-3615

Mortgage

Document Number	0003453104,
Date	Aug 12, 2026
Book Page	31405/951
Instrument	20263453104

Lender

Name	RELIANT COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1857 RIDGE RD, WEBSTER, NY 14580-3615
Document Number	0000000556
Instrument Date	May 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1857 RIDGE RD WEBSTER NY 145803615, WEBSTER, NY 14580-3615

Mortgage

Document Number	0000000556
Date	Jun 27, 2019
Book Page	028081/000290
Instrument	556

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	84 Months
Due	Jun 26, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1857 RIDGE RD, WEBSTER, NY 14580-3615
Document Number	0000000405
Book / Page	027118 / 000181
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1857 RIDGE RD WEBSTER NY 145803615, WEBSTER, NY 14580-3615

Mortgage

Document Number	0000000405
Date	May 1, 2017
Book Page	027118/000181
Instrument	405

Lender

Name	RELIANT CMNTY FCU
Type	Credit Union
Address	SODUS, NY 14551-0040

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1857 Ridge Rd was $8,452 with a homeowner's exemption, up 3.7% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,452.00 (+3.68%) Homeowner's exemption
2025	$8,152.00	$175,000 Land $44,000 Building $131,000	$364,600 Land $91,671 Building $272,929
2023		$175,000 (-) Land $44,000 Building $131,000	$301,700 (+10.35%) Land $75,856 Building $225,844
2022		$175,000 Land $44,000 Building $131,000	$273,400 Land $68,741 Building $204,659
2021	$7,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1857 Ridge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1857 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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