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1857 Harbor Dr, Morris, IL 60450 Property Records

Grundy County property record for 1857 Harbor Dr, Morris, IL 60450

Property Summary

Property TypeSingle Family Home
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (May 2021)
Tax Bill$8,150 (2025)
Deeds & MortgagesMay 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN02-32-330-002

Property Details

APN / Parcel Number

Primary APN02-32-330-002

Exterior

Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Street Address1857 HARBOR DR
CityMORRIS
StateIL
Zip60450-8840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEER RIDGE SUB 2ND ADD PHASE 2 LT 143 SEC 32-34-7
Legal Range07W
Legal Township34N
Legal Section32
Legal SubdivisionDEER RIDGE SUBDIVISION SECOND ADDITION
Legal Phase2
Legal Lot Number143
JurisdictionGRUNDY IL
Township / Civil DivisionSARATOGA
Census Block Group4
Census Block4010
Census Tract200

Owner

1857 Harbor Dr is owned and occupied by an individual who bought it in May 2021.

Source: Grundy County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address1857 HARBOR DR, MORRIS, IL 60450-8840
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2021 · Amount on File
Deed SaleMay 25, 2021 · Amount on File
Prior SaleOct 27, 2020 · Amount on File
Deed Document Number2021603754
Prior Transfer DateOct 2, 2020
Prior Transfer Doc0000597212
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateMay 25, 2021
Property Address1857 HARBOR DR, MORRIS, IL 60450-8840
Document Number0000603754
Map ReferenceDOC 477441
Instrument DateFeb 19, 2021
Instrument603754
Transaction TypeConstruction Loan
Record UpdatedOct 11, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1857 HARBOR DR, MORRIS, IL 60450-8840

Mortgage

Document Number0000603755
DateMay 25, 2021
Instrument603755
Lender
NameK HOVNANIAN MORTGAGE CORP
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1857 Harbor Dr was $8,150 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionSaratoga Township
MunicipalityMorris City
Secondary School DistrictMorris Community High School District 101 (09 - 12)
Elementary School DistrictSaratoga Community Consolidated School District 60C (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,150.00$112,310 Land $15,367 Building $96,943$336,930 Land $46,101 Building $290,829
2022$6,300.00 Homeowner's exemption$92,812 Land $15,680 Building $77,132$278,436 Land $47,040 Building $231,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1857 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2008–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1857 Harbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRIS
serves 14,775 people · EPA ID IL0630600
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20

May also be available: AT&T.

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