1851 Harbor Dr, Morris, IL 60450 Property Records

Grundy County property record for 1851 Harbor Dr, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2021)
Tax Bill	$9,661 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-32-330-003`

Property Details

APN / Parcel Number

Primary APN	`02-32-330-003`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	1851 HARBOR DR
City	MORRIS
State	IL
Zip	60450-8840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER RIDGE SUB 2ND ADD PHASE 2 LT 142 SEC 32-34-7
Legal Range	07W
Legal Township	34N
Legal Section	32
Legal Subdivision	DEER RIDGE SUBDIVISION SECOND ADDITION
Legal Phase	2
Legal Lot Number	142
Jurisdiction	GRUNDY IL
Township / Civil Division	SARATOGA
Census Block Group	4
Census Block	4010
Census Tract	200

Owner

1851 Harbor Dr is owned and occupied by an individual who bought it in July 2021.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1851 HARBOR DR, MORRIS, IL 60450-8840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Construction Mortgage PLAZA HOME MORTGAGE BANK
Jul 9, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage K HOVNANIAN MORTGAGE CORP
Jan 7, 2021	Warranty Deed, Construction Loan GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Jan 7, 2021 · Amount on File
Deed Document Number	2021605200
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	0000599445
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1851 HARBOR DR, MORRIS, IL 60450-8840
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000606274
Date	Aug 12, 2021
Instrument	606274

Lender

Name	PLAZA HOME MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jul 9, 2021
Property Address	1851 HARBOR DR, MORRIS, IL 60450-8840
Document Number	0000605200
Map Reference	DOC 477441
Instrument Date	May 21, 2021
Instrument	605200
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 HARBOR DR, MORRIS, IL 60450-8840

Mortgage

Document Number	0000605201
Date	Jul 9, 2021
Instrument	605201

Lender

Name	K HOVNANIAN MORTGAGE CORP

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate	3.88%

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jan 7, 2021
Property Address	1851 HARBOR DR, MORRIS, IL 60450-8840
Document Number	0000599445
Map Reference	DOC 477441
Instrument Date	Nov 6, 2020
Instrument	599445
Transaction Type	Construction Loan
Record Updated	Oct 11, 2022
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Tax	$472.50
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 N NAPER BLVD, NAPERVILLE, IL 60563-8830

Tax Assessment & Valuation

The 2025 property tax bill for 1851 Harbor Dr was $9,661 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Saratoga Township
Municipality	Morris City
Secondary School District	Morris Community High School District 101 (09 - 12)
Elementary School District	Saratoga Community Consolidated School District 60C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,661.00	$133,137 Land $15,367 Building $117,770	$399,411 Land $46,101 Building $353,310
2022	$7,386.00 Homeowner's exemption	$107,789 Land $15,680 Building $92,109	$323,367 Land $47,040 Building $276,327

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1851 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1851 Harbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

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