1856 Vista Meadows Dr, Ocoee, FL 34761 Property Records

Orange County property record for 1856 Vista Meadows Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,883 sqft · built 2016
Lot Size	0.8 acres (3,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,800 (Sep 2016)
Tax Bill	$4,696 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-8245-00-550`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-8245-00-550`
Alternative APNs	`282209824500550` `231612` `236450` `241020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,883 sqft Living Area
Gross Area	2,916 sqft
1st Floor Area	880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,505 sqft (0.8 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1856 VISTA MEADOWS DR
City	OCOEE
State	FL
Zip	34761-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SPRING LAKE RESERVE 85/68 LOT 55
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	SPRING LAKE RESERVE
Legal Tract	8245
Legal Lot Number	55
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3001
Census Tract	15003

Owner

Source: Orange County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1856 VISTA MEADOWS DR, OCOEE, FL 34761-1448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Feb 23, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2016 · Amount on Record
Deed Sale	Sep 7, 2016 · Amount on Record
Deed Document Number	2016469831
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1856 VISTA MEADOWS DR, OCOEE, FL 34761-1448
Transaction Type	Mortgage
Record Updated	Mar 1, 2023
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 VISTA MEADOWS DR, OCOEE, FL 34761-1448

Mortgage

Document Number	0000089321
Date	Feb 16, 2023
Instrument	20230089321

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32825

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1856 VISTA MEADOWS DR, OCOEE, FL 34761-1448
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 VISTA MEADOWS DR, OCOEE, FL 34761-1448

Mortgage

Document Number	0000125154
Date	Feb 23, 2022
Instrument	20220125154

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,844 (+2.7%)	$363,050 (-8%) Land $75,000 Building $288,050
2025	$4,696.00 (+6.95%) Homeowner's exemption	$283,198 (+5.99%)	$394,640 (+10.73%) Land $75,000 Building $319,640
2024	$4,391.00 (+3.44%)
2023	$4,245.00 (+3.23%) Homeowner's exemption	$267,201 (+3%)	$356,383 (+18.32%) Land $75,000 Building $281,383
2022	$4,112.00 Homeowner's exemption	$259,418	$301,190 Land $65,000 Building $236,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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