1848 Vista Meadows Dr, Ocoee, FL 34761 Property Records

Orange County property record for 1848 Vista Meadows Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,883 sqft · built 2016
Lot Size	0.107 acres (4,658 sqft)
Owner	Individual Name on Record
Last Sale	$266,700 (Feb 2016)
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-8245-00-530`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-8245-00-530`
Alternative APNs	`282209824500530` `231609` `236448` `241018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,883 sqft Living Area
Gross Area	2,798 sqft
1st Floor Area	880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,658 sqft (0.107 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1848 VISTA MEADOWS DR
City	OCOEE
State	FL
Zip	34761-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SPRING LAKE RESERVE 85/68 LOT 53
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	SPRING LAKE RESERVE
Legal Tract	8245
Legal Lot Number	53
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3001
Census Tract	15003

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1848 VISTA MEADOWS DR, OCOEE, FL 34761-1448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · SBA Mortgage CITIZENS BANK
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADDITION FINANCIAL CU
Sep 13, 2019	Deed of Trust, Mortgage · Conventional with PMI ADDITION FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2016 · Amount on Record
Deed Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	201698863
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1848 VISTA MEADOWS DR, OCOEE, FL 34761-1448
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	REPUBLIC COMMERCIAL TITLE COMPANY, REPUBLIC COMMERCIAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000318965
Date	Jun 7, 2023
Instrument	20230318965

Lender

Name	CITIZENS BANK
Type	Bank
Address	37154

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	124 Months
Due	Oct 2, 2033

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1848 VISTA MEADOWS DR, OCOEE, FL 34761-1448
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 VISTA MEADOWS DR, OCOEE, FL 34761-1448

Mortgage

Document Number	0000520806
Date	Aug 25, 2022
Instrument	20220520806

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1848 VISTA MEADOWS DR, OCOEE, FL 34761-1448
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 VISTA MEADOWS DR, OCOEE, FL 34761-1448

Mortgage

Document Number	20210510448
Date	Aug 20, 2021
Instrument	20210510448

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1848 VISTA MEADOWS DR, OCOEE, FL 34761-1448
Document Number	0000596990
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	APOLLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 VISTA MEADOWS DR OCOEE FL 347611448, OCOEE, FL 34761-1448

Mortgage

Document Number	0000596990
Date	Sep 25, 2019
Instrument	596990

Lender

Name	ADDITION FIN'L CU
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,143 (+2.7%)	$359,110 (-8.01%) Land $75,000 Building $284,110
2025	$4,238.00 (+7.43%) Homeowner's exemption	$255,251 (+5.99%)	$390,360 (+10.7%) Land $75,000 Building $315,360
2024	$3,945.00 (+3.46%)
2023	$3,813.00 (+3.31%) Homeowner's exemption	$240,832 (+3%)	$352,644 (+18.32%) Land $75,000 Building $277,644
2022	$3,691.00 Homeowner's exemption	$233,817	$298,050 Land $65,000 Building $233,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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