1855 S Cool Rd, Lima, OH 45806 Property Records

Allen County property record for 1855 S Cool Rd, Lima, OH 45806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,736 sqft · built 1980
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$374,000 (Jun 2026)
Tax Bill	$2,727 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`48-0700-02-012.000`

Property Details

APN / Parcel Number

Primary APN	`48-0700-02-012.000`
Alternative APN	`J3048070002012000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,736 sqft Living Area
Gross Area	3,700 sqft
1st Floor Area	2,736 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Stoop
Porch Area	64 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1855 S COOL RD
City	LIMA
State	OH
Zip	45806-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 RTS 08-04-07
Jurisdiction	ALLEN OH
Township / Civil Division	AUGLAIZE
Census Block Group	1
Census Block	1005
Census Tract	11500

Owner

Source: Allen County records · APN 48-0700-02-012.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1855 S COOL RD, LIMA, OH 45806-9279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 16, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 04, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 02, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 03, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 08, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 03, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2026 · Amount on Record
Deed Sale	Jun 03, 2026 · Amount on Record
Prior Sale	Dec 23, 2016 · Amount on Record
Deed Document Number	20265712
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1855 S COOL RD, LIMA, OH 45806-9279
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 S COOL RD, LIMA, OH 45806-9279

Mortgage

Document Number	6020007405
Date	Jun 02, 2021
Book Page	2021/7405
Instrument	202106020007405

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Apr 01, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1855 S COOL RD, LIMA, OH 45806-9279
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 S COOL RD, LIMA, OH 45806-9279

Mortgage

Document Number	9160010952
Date	Sep 16, 2022
Book Page	2022/10952
Instrument	202209160010952

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Apr 01, 2050

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1855 S COOL RD, LIMA, OH 45806-9279
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 S COOL RD, LIMA, OH 45806-9279

Mortgage

Document Number	8040006704
Date	Aug 04, 2023
Book Page	2023/6704
Instrument	202308040006704

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Apr 01, 2050

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1855 S COOL RD, LIMA, OH 45806-9279
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 S COOL RD, LIMA, OH 45806-9279

Mortgage

Document Number	11020009634
Date	Nov 02, 2023
Book Page	2023/9634
Instrument	202311020009634

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Apr 01, 2050

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1855 S COOL RD, LIMA, OH 45806-9279
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 S COOL RD, LIMA, OH 45806-9279

Mortgage

Document Number	4030002818
Date	Apr 03, 2025
Book Page	2025/2818
Instrument	202504030002818

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	55 BEATTIE PL STE 110, GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 01, 2050

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1855 S COOL RD, LIMA, OH 45806-9279
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 S COOL RD, LIMA, OH 45806-9279

Mortgage

Document Number	8080007115
Date	Aug 08, 2024
Book Page	2024/7115
Instrument	202408080007115

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	2100 E ELLIOT RD # 94, TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Apr 01, 2050

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 03, 2026
Property Address	1855 S COOL RD, LIMA, OH 45806-9279
Document Number	0000005712
Instrument Date	May 22, 2026
Instrument	20265712
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$113,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1855 S COOL RD, LIMA, OH 45806-9279
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005878,
Date	Jun 03, 2026
Instrument	20265878

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Auglaize Township
Unified School District	Allen East Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,727.00 (-0.15%)	$79,170 (-) Land $9,870 Building $69,300	$226,200 (-) Land $28,200 Building $198,000
2024	$2,731.00 (+14.8%) Homeowner's exemption	$79,170 (+27%) Land $9,870 Building $69,300	$226,200 (+27.01%) Land $28,200 Building $198,000
2023	$2,379.00 (-0.96%) Homeowner's exemption	$62,340 (-) Land $7,770 Building $54,570
2022	$2,402.00 Homeowner's exemption	$62,340 Land $7,770 Building $54,570
2021			$178,100 Land $22,200 Building $155,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2011–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2015 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40

May also be available: Verizon.

Based on FCC filings for 16 locations within half a mile of this property.

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