1845 S Cool Rd, Lima, OH 45806 Property Records

Allen County property record for 1845 S Cool Rd, Lima, OH 45806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,168 sqft · built 2005
Lot Size	3.97 acres (172,933 sqft)
Owner	Individual Name on Record
Tax Bill	$3,509 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-0700-02-012.004`

Property Details

APN / Parcel Number

Primary APN	`48-0700-02-012.004`
Alternative APN	`J3048070002012004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
Gross Area	4,192 sqft
1st Floor Area	2,168 sqft
Basement Area	1,400 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	172,933 sqft (3.97 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	36 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1845 S COOL RD
City	LIMA
State	OH
Zip	45806-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 & WESTMINSTER STN SUB DIV LOT 29 & PT LOTS 30-37 & PT OL 3 IN
Legal Subdivision	WESTMINSTER STN SUB
Legal Lot Number	29
Jurisdiction	ALLEN OH
Township / Civil Division	AUGLAIZE
Census Block Group	1
Census Block	1005
Census Tract	11500

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1845 S COOL RD, LIMA, OH 45806-9279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Dec 11, 2023	Affidavit of Death of Joint Tenant, Transfer
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit THE UNION BK CO
Apr 18, 2017	Deed of Trust, Mortgage · Line of Credit THE UNION BK CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1845 S COOL RD, LIMA, OH 45806-9279
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4020002722
Date	Apr 2, 2024
Book Page	2024/2722
Instrument	202404020002722

Lender

Name	THE UNION BANK CO
Type	Bank
Address	1410 BELLEFONTAINE AVE, LIMA, OH 45804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ALLEN OH
Recording Date	Dec 11, 2023
Property Address	1845 S COOL RD, LIMA, OH 45806-9279
Document Number	12110010765
Book / Page	2023 / 10765
Instrument Date	Dec 11, 2023
Instrument	202312110010765
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 S COOL RD, LIMA, OH 45806-9279

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1845 S COOL RD, LIMA, OH 45806-9279
Document Number	0000014485
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1845 S COOL RD LIMA OH 458069279, LIMA, OH 45806-9279

Mortgage

Document Number	0000014485
Date	Nov 20, 2020
Instrument	14485

Lender

Name	THE UNION BK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.75%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1845 S COOL RD, LIMA, OH 45806-9279
Document Number	0000004062
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1845 S COOL RD LIMA OH 458069279, LIMA, OH 45806-9279

Mortgage

Document Number	0000004062
Date	Apr 18, 2017
Instrument	4062

Lender

Name	THE UNION BK CO
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 17, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Auglaize Township
Unified School District	Allen East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,509.00 (-0.17%)	$101,680 (-) Land $15,190 Building $86,490	$290,500 (-) Land $43,400 Building $247,100
2024	$3,515.00 (+12.26%) Homeowner's exemption	$101,680 (+26.97%) Land $15,190 Building $86,490	$290,500 (+26.97%) Land $43,400 Building $247,100
2023	$3,131.00 (-0.95%)	$80,080 (-) Land $11,970 Building $68,110
2022	$3,161.00	$80,080 Land $11,970 Building $68,110
2021			$228,800 Land $34,200 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2011–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

Nearby Properties on S Cool Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures