18546 Cherry Laurel Ln, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 18546 Cherry Laurel Ln, Gaithersburg, MD 20879

Property Summary

Property Type	Townhouse
Details	3 ba · 1,930 sqft · built 1990
Lot Size	0.046 acres (1,980 sqft)
Owner	Individual Name on Record
Last Sale	$318,000 (Dec 2019)
Tax Bill	$4,163 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02811223`

Property Details

APN / Parcel Number

Primary APN	`09-02811223`
Alternative APN	`02811223`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,930 sqft Living Area
1st Floor Area	802 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,980 sqft (0.046 acres)
Porch	Open Porch
Porch Area	35 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02811223
Street Address	18546 CHERRY LAUREL LN
City	GAITHERSBURG
State	MD
Zip	20879-5345
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PNZ
Legal Description	FLOWER HILL
Legal Subdivision	FLOWER HILL
Legal Block	DD
Legal Lot Number	47
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1002
Census Tract	700730

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18546 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	Apr 18, 2008 · Amount on Record
Deed Book / Page	58626 / 367
Record Updated	Sep 20, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 4, 2019
Property Address	18546 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5345
Document Number	0586260367
Book / Page	058626 / 000367
Instrument Date	Oct 25, 2019
Transaction Type	Transfer
Record Updated	Dec 26, 2019
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	18546 CHERRY CAUREL LN GAITHERSBURG MD 20879, GAITHERSBURG, MD 20879

Mortgage

Document Number	586260374
Date	Dec 4, 2019
Book Page	058626/000374

Lender

Name	MORTGAGE ACCESS
Type	Mortgage Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,800 (+5.45%) Land $150,000 Building $254,800	$404,800 (-) Land $150,000 Building $254,800
2025	$4,163.00 (+27.35%)	$383,867 (+12.24%)	$404,800 (+18.36%) Land $150,000 Building $254,800
2023		$342,000 Land $150,000 Building $192,000	$342,000 Land $150,000 Building $192,000
2022	$3,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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