18544 Cherry Laurel Ln, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 18544 Cherry Laurel Ln, Gaithersburg, MD 20879

Property Summary

Property TypeTownhouse
Details3 ba · 1,790 sqft · built 1990
Lot Size0.046 acres (1,980 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Mar 2025)
Tax Bill$4,651 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN09-02811212

Property Details

APN / Parcel Number

Primary APN09-02811212
Alternative APN
  • 02811212

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,790 sqft Living Area
1st Floor Area720 sqft
Basement Area350 sqft
Finished Basement350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTownhouse
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area1,980 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02811212
Street Address18544 CHERRY LAUREL LN
CityGAITHERSBURG
StateMD
Zip20879-5345
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePNZ
Legal DescriptionFLOWER HILL
Legal SubdivisionFLOWER HILL
Legal BlockDD
Legal Lot Number46
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group1
Census Block1002
Census Tract700730

Owner

Source: Montgomery County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18544 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5345
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2025 · Amount on Record
Deed SaleMar 6, 2025 · Amount on Record
Prior SaleAug 3, 2011 · Amount on Record
Deed Book / Page68936 / 47
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18544 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5345
Transaction TypeMortgage
Record UpdatedDec 25, 2025
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address18544 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5345

Mortgage

Document Number0699090296
DateDec 8, 2025
Book Page69909/296
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$385,500 (+5.28%) Land $150,000 Building $235,500$385,500 (-) Land $150,000 Building $235,500
2025$4,651.00 (+22.01%)$366,167 (+11.81%)$385,500 (+17.71%) Land $150,000 Building $235,500
2023$327,500 Land $150,000 Building $177,500$327,500 Land $150,000 Building $177,500
2022$3,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: T-Mobile.

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