1853 Lela Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1853 Lela Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,594 sqft · built 2003
Lot Size	0.315 acres (13,730 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (May 2015)
Tax Bill	$1,289 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`159F A 002.03`

Property Details

APN / Parcel Number

Primary APN	`159F A 002.03`
Alternative APN	`0000149651`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,594 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,730 sqft (0.315 acres)
Lot Dimensions	108 ft deep x 38.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000149651
Street Address	1853 LELA LN
City	CHATTANOOGA
State	TN
Zip	37421-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 42 IGOU VILLAGE SUB PB 70 PG 45
Legal Subdivision	IGOU VILLAGE SUB
Legal Lot Number	42
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	11321

Owner

Source: Hamilton County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1853 LELA LN, CHATTANOOGA, TN 37421-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2015 · Amount on Record
Deed Sale	May 19, 2015 · Amount on Record
Prior Sale	Sep 30, 2003 · Amount on Record
Deed Document Number	2015101
Deed Book / Page	10470 / 253
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	May 14, 2026
Property Address	1853 LELA LN, CHATTANOOGA, TN 37421-3215
Document Number	0000000062
Book / Page	14298 / 124
Instrument Date	May 8, 2026
Instrument	202662
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 WALNUT ST, CHATTANOOGA, TN 37402-1913

Mortgage

Document Number	0000000062,
Date	May 14, 2026
Book Page	14298/124
Instrument	202662

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	8%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,289.00 (-0.46%)	$85,100 (+46.91%)	$340,400 (+46.91%) Land $75,000 Building $265,400
2024	$1,295.00	$57,925 (-)	$231,700 (-) Land $55,000 Building $176,700
2023	$1,295.00	$57,925 (-)	$231,700 (-) Land $55,000 Building $176,700
2022	$1,295.00	$57,925	$231,700 Land $55,000 Building $176,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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