1850 Lela Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1850 Lela Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,684 sqft · built 1973
Lot Size	0.64 acres (27,911 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Aug 2026)
Tax Bill	$975 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`159F A 020`

Property Details

APN / Parcel Number

Primary APN	`159F A 020`
Alternative APN	`0000101548`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,684 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,911 sqft (0.64 acres)
Lot Dimensions	190 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000101548
Street Address	1850 LELA LN
City	CHATTANOOGA
State	TN
Zip	37421-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 JAMES H ADAMS PB 22 PG 14
Legal Subdivision	ADAMS JAMES H
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	11321

Owner

Source: Hamilton County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1850 LELA LN, CHATTANOOGA, TN 37421-3236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHEAST BK
Jul 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	202665
Deed Book / Page	14403 / 212
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1850 LELA LN, CHATTANOOGA, TN 37421-3236
Document Number	1213000229
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5251 HIGHWAY 153 #115 HIXSON TN 373434959, 115, HIXSON, TN 37343-4959

Mortgage

Document Number	1213000229
Date	Dec 13, 2019
Book Page	011849/000067
Instrument	191213000229

Lender

Name	SOUTHEAST BK
Type	Bank
Address	CHATTANOOGA, TN 37450

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 27, 2018
Property Address	1850 LELA LN, CHATTANOOGA, TN 37421-3236
Document Number	0727000115
Book / Page	011411 / 000541
Instrument Date	Jul 27, 2018
Instrument	180727000115
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5251C HIGHWAY 153 #115 HIXSON TN 373434910, 115, HIXSON, TN 37343-4910

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00 (+2.31%)	$64,375 (+51.03%)	$257,500 (+51.03%) Land $75,000 Building $182,500
2024	$953.00	$42,625 (-)	$170,500 (-) Land $55,000 Building $115,500
2023	$953.00	$42,625 (-)	$170,500 (-) Land $55,000 Building $115,500
2022	$953.00	$42,625	$170,500 Land $55,000 Building $115,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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