18529 Harborside Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18529 Harborside Dr, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,434 sqft · built 1998
Lot Size	1.97 acres (85,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,500 (Apr 2021)
Tax Bill	$5,393 (2023)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-484-29`

Property Details

APN / Parcel Number

Primary APN	`001-484-29`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,434 sqft Heated Area
Gross Area	1,602 sqft
1st Floor Area	1,434 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	85,987 sqft (1.97 acres)
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-484-29
Street Address	18529 HARBORSIDE DR
City	CORNELIUS
State	NC
Zip	28031-8793
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Description	UNIT 14 BLD15 U/F 458
Legal Subdivision	VILLAS/HARBORSIDE CONDO
Legal Unit	14
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2000
Census Tract	6220

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	18529 HARBORSIDE DR, CORNELIUS, NC 28031-8793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage ENTERPRISE BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Mar 3, 2006 · Amount on Record
Deed Document Number	0035944423
Deed Book / Page	35944 / 423
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18529 HARBORSIDE DR, CORNELIUS, NC 28031-8793
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014699
Date	Jan 28, 2022
Book Page	37010/746
Instrument	2022014699

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	22110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 15, 2021
Property Address	18529 HARBORSIDE DR, CORNELIUS, NC 28031-8793
Document Number	0000074894
Book / Page	35944 / 423
Map Reference	MB 9765 PG 215
Instrument Date	Apr 15, 2021
Instrument	2021074894
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7316 SWANSEA LN, CORNELIUS, NC 28031-8696

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18529 HARBORSIDE DR, CORNELIUS, NC 28031-8793

Mortgage

Document Number	0000074895
Date	Apr 15, 2021
Instrument	2021074895

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18529 HARBORSIDE DR, CORNELIUS, NC 28031-8793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150023
Date	Dec 4, 2018
Book Page	33149/655
Instrument	2018150023

Lender

Name	ENTERPRISE BANK
Type	Bank
Address	ALLISON PARK, PA 15101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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