18523 Harborside Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18523 Harborside Dr, Cornelius, NC 28031

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,434 sqft · built 1998
Lot Size1.97 acres (85,969 sqft)
OwnerIndividual Name on Record
Last Sale$201,500 (May 2003)
Tax Bill$4,284 (2025)
Deeds & MortgagesNov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN001-484-20

Property Details

APN / Parcel Number

Primary APN001-484-20

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,434 sqft Living Area
1st Floor Area1,434 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area85,969 sqft (1.97 acres)
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address18523 HARBORSIDE DR
CityCORNELIUS
StateNC
Zip28031-8793
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeNR
Legal DescriptionUNIT 5 BLD15 U/F 458
Legal SubdivisionVILLAS/HARBORSIDE CONDO
Legal BlockC
Legal Lot Number92
Legal Unit5
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2000
Census Tract6220

Owner

Source: Mecklenburg County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7316 SWANSEA LN, CORNELIUS, NC 28031-8696
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2003 · Amount on Record
Deed SaleMay 16, 2003 · Amount on Record
Prior SaleJan 28, 1999 · Amount on Record
Deed Document Number2003107993
Deed Book / Page15353 / 491
Record UpdatedOct 29, 2026

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address18523 HARBORSIDE DR, CORNELIUS, NC 28031-8793
Document Number0000150022
Instrument DateNov 9, 2018
Transaction TypeMortgage
Record UpdatedJan 8, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address7316 SWANSEA LN CORNELIUS NC 280318696, CORNELIUS, NC 28031-8696

Mortgage

Document Number0000150022
DateDec 4, 2018
Book Page033149/000650
Instrument150022
Lender
NameENTERPRISE BK
TypeBank
AddressALLISON PARK, PA 15101
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,284.00$635,370 Building $635,370$635,370 Building $635,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Harborside Dr

Nearby Streets

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