Charles County property record for 18523 A St, Benedict, MD 20612
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1 ba · 676 sqft · built 1944 |
| Lot Size | 0.344 acres (15,028 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jul 2023) |
| Tax Bill | $2,809 (2023) |
| Deeds & Mortgages | Jul 2023 Sale & Line of Credit Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-000453 |
| Primary APN | 09-000453 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 676 sqft Total Area |
| 1st Floor Area | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,028 sqft (0.344 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 000453 |
|---|---|
| Old Parcel Number | 9000453 |
| Street Address | 18523 A ST |
| City | BENEDICT |
| State | MD |
| Zip | 20612 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | RV |
| Legal Description | P/O L 17-19 L 30-32 BRESNAHAN'S SUB |
| Legal Subdivision | BRESNAHAN ADD |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 9, HUGHESVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 851402 |
Source: Charles County records · APN 09-000453
Assessment roll updated July 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18523 A ST, BENEDICT, MD 20612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed, Transfer · Line of Credit VELLUM MORTGAGE LLC |
| Apr 18, 2018 | Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2023 · Amount on Record |
| Deed Sale | Jul 17, 2023 · Amount on Record |
| Prior Sale | Apr 18, 2018 · Amount on Record |
| Deed Document Number | 0012994351 |
| Deed Book / Page | 12994 / 351 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 17, 2023 |
| Property Address | 18523 A ST, BENEDICT, MD 20612 |
| Document Number | 0129940351 |
| Book / Page | 12994 / 351 |
| Map Reference | LB WMA 45 FO 135 |
| Instrument Date | Jun 09, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2023 |
| Title Company | BAYVIEW TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 18523 A ST, BENEDICT, MD 20612 |
| Document Number | 0012994371 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 12994/371 |
| Name | VELLUM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0129940356 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 12994/356 |
| Name | VELLUM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22033 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 18, 2018 |
| Property Address | 18523 A ST, BENEDICT, MD 20612 |
| Document Number | 0102350406 |
| Book / Page | 10235 / 406 |
| Map Reference | LB WMA 45 FO135 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | BRENNAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,999.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 18523 A ST, BENEDICT, MD 20612 |
| Document Number | 0010235411 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 10235/411 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,809.00 (+20.51%) | $189,500 (+1.86%) Land $96,000 Building $93,500 | $189,500 (-) Land $96,000 Building $93,500 |
| 2022 | $2,331.00 | $186,033 | $189,500 Land $96,000 Building $93,500 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1989–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2020 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
Based on FCC filings for 116 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BENEDICT serves 376 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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