18508 A St, Benedict, MD 20612 Property Records

Charles County property record for 18508 A St, Benedict, MD 20612

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 1,152 sqft · built 1938
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Owner Names on File
Last Sale	$86,500 (Sep 1998)
Tax Bill	$2,472 (2023)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-008446`

Property Details

APN / Parcel Number

Primary APN	`09-008446`
Alternative APNs	`9008446` `008446`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Total Area

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.114 acres)
Porch	Enclosed Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	008446
Old Parcel Number	9008446
Street Address	18508 A ST
City	BENEDICT
State	MD
Zip	20612
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	CV
Legal Description	LOTS 13-14 BRESNAHAN'S SUB
Legal Subdivision	BRESNAHAN ADD
Legal Block	1
Legal Lot Number	13,14 14
Jurisdiction	CHARLES MD
Township / Civil Division	9, HUGHESVILLE
Census Block Group	2
Census Block	2011
Census Tract	851402

Owner

Source: Charles County records · APN 09-008446

Assessment roll updated July 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	18508 A ST, BENEDICT, MD 20612
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 1998 · Amount on Record
Deed Sale	Sep 16, 1998 · Amount on Record
Prior Sale	Feb 04, 1998
Deed Document Number	016498
Deed Book / Page	2640 / 238
Record Updated	Jun 07, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	18508 A ST, BENEDICT, MD 20612
Document Number	0099960001
Book / Page	009996 / 000001
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	TITLE INSURANCE PRODUCER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18508 A ST BENEDICT MD 20612, BENEDICT, MD 20612

Mortgage

Document Number	0099960001
Date	Sep 19, 2017
Book Page	009996/000001

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,472.00 Homeowner's exemption	$164,100 Land $85,000 Building $79,100	$164,100 Land $85,000 Building $79,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1989–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2020 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35

Based on FCC filings for 116 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BENEDICT serves 376 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.