Douglas County property record for 18521 Locust St, Elkhorn, NE 68022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,668 sqft · built 2022 |
| Lot Size | 0.493 acres (21,507 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (May 2022) |
| Tax Bill | $10,277 (2024) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R2245150228 |
| Primary APN | R2245150228 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,668 sqft Living Area |
| Basement Area | 1,805 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,507 sqft (0.493 acres) |
| Garage Type | Attached |
| Garage Area | 668 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 740 sqft |
| Fence | Fence |
| Storage Building | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2245150228 |
|---|---|
| Street Address | 18521 LOCUST ST |
| City | ELKHORN |
| State | NE |
| Zip | 68022-5287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRUCE 180 LOT 15 BLOCK 0 LOT 15 21507 SQFT |
| Legal Subdivision | SPRUCE 180 |
| Legal Lot Number | 15 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | CHICAGO |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 7519 |
Source: Douglas County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18521 LOCUST ST, ELKHORN, NE 68022-5287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK & TRUST |
| Jun 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN NATIONAL BANK & TRUST |
| May 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST |
| Aug 30, 2021 | Warranty Deed, Transfer ENCOMPASS TITLE AND ESCROW LLC, ENCOMPASS TITLE & ESCROW LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2022 · Amount on Record |
| Deed Sale | May 4, 2022 · Amount on Record |
| Prior Sale | Aug 30, 2021 · Amount on Record |
| Deed Document Number | 2022045168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 18521 LOCUST ST, ELKHORN, NE 68022-5287 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 18521 LOCUST ST, ELKHORN, NE 68022-5287 |
| Document Number | 0000097179 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 2023097179 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 18521 LOCUST ST, ELKHORN, NE 68022-5287 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18521 LOCUST ST, ELKHORN, NE 68022-5287 |
| Document Number | 0000061293 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022061293 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | May 4, 2022 |
| Property Address | 18521 LOCUST ST, ELKHORN, NE 68022-5287 |
| Document Number | 0000045168 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022045168 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | ENCOMPASS TITLE, ENCOMPASS T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,192.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000045169 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022045169 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Aug 30, 2021 |
| Property Address | 18521 LOCUST ST, ELKHORN, NE 68022-5287 |
| Document Number | 0000114393 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021114393 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | ENCOMPASS TITLE AND ESCROW LLC, ENCOMPASS TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $139.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Elkhorn Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $701,900 (+36.21%) Land $61,900 Building $640,000 | $701,900 (+36.21%) Land $61,900 Building $640,000 | |
| 2024 | $10,277.00 (-21.61%) | ||
| 2023 | $13,110.00 (+107.54%) | $515,300 Land $61,900 Building $453,400 | $515,300 Land $61,900 Building $453,400 |
| 2022 | $6,317.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Fiber | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Great Plains Communications, Nextlink, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures