Douglas County property record for 18515 Locust St, Elkhorn, NE 68022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,880 sqft · built 2022 |
| Lot Size | 0.314 acres (13,672 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,506 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4515-0230-22 |
| Primary APN | 4515-0230-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Living Area |
| Gross Area | 5,016 sqft |
| Basement Area | 1,329 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Bi-Level |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,672 sqft (0.314 acres) |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Slab |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2245150230 |
|---|---|
| Street Address | 18515 LOCUST ST |
| City | ELKHORN |
| State | NE |
| Zip | 68022-5287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRUCE 180 LOT 16 BLOCK 0 LOT 16 13672 SQFT |
| Legal Subdivision | SPRUCE 180 |
| Legal Lot Number | 16 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | CHICAGO |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 7519 |
Source: Douglas County records, as of October 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18515 LOCUST ST, ELKHORN, NE 68022-5287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Jan 12, 2022 | Deed of Trust, Mortgage · Construction Mortgage CORE BANK |
| Nov 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage CORE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 |
| Deed Sale | Jun 24, 2022 |
| Deed Document Number | 202264281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 18515 LOCUST ST, ELKHORN, NE 68022-5287 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000064282 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022064282 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 18515 LOCUST ST, ELKHORN, NE 68022-5287 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004695 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022004695 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Nov 10, 2020 |
| Property Address | 18515 LOCUST ST, ELKHORN, NE 68022-5287 |
| Document Number | 0000130910 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 130910 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2021 |
| Title Company | MIDWEST TITLE COMPANY, MIDWEST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18515 LOCUST ST ELKHORN NE 680225287, ELKHORN, NE 68022-5287 |
| Document Number | 130911 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 130911 |
| Name | CORE BK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Elkhorn Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $574,300 (+9.02%) Land $58,900 Building $515,400 | $574,300 (+9.02%) Land $58,900 Building $515,400 | |
| 2024 | $10,506.00 (-21.61%) | ||
| 2023 | $13,402.00 (+119.6%) | $526,800 Land $58,900 Building $467,900 | $526,800 Land $58,900 Building $467,900 |
| 2022 | $6,103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Fiber | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Great Plains Communications, Nextlink, Verizon.
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