18521 Black Kettle Dr, Boyds, MD 20841 Property Records

Montgomery County property record for 18521 Black Kettle Dr, Boyds, MD 20841

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,669 sqft · built 2003
Lot Size0.211 acres (9,200 sqft)
OwnerIndividual Name on File
Last Sale$617,351 (Jun 2003)
Tax Bill$10,244 (2025)
Deeds & MortgagesFeb 2017 Mortgage
May 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-03295083

Property Details

APN / Parcel Number

Primary APN06-03295083
Alternative APN
  • 03295083

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,669 sqft Living Area
Gross Area4,146 sqft
1st Floor Area2,055 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,200 sqft (0.211 acres)
Garage TypeAttached
Garage Area477 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number03295083
Street Address18521 BLACK KETTLE DR
CityBOYDS
StateMD
Zip20841-4310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionHOYLES MILL VILLAGE SEC 2C
Legal SubdivisionHOYLES MILL VILLAGE
Legal BlockX
Legal Lot Number1
JurisdictionMONTGOMERY MD
Township / Civil Division6
Census Block Group1
Census Block1004
Census Tract700611

Owner

18521 Black Kettle Dr is owned and occupied by an individual who bought it in June 2003.

Source: Montgomery County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address18521 BLACK KETTLE DR, BOYDS, MD 20841-4310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
MID-ATLANTIC FCU
May 24, 2018Deed of Trust, Mortgage · Line of Credit
WILLIAM A BROOKS
Dec 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
MID-ATLANTIC FCU
Sep 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
MID-ATLANTIC FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2003 · Amount on File
Deed SaleJun 24, 2003 · Amount on File
Deed Document Number2003274826
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18521 BLACK KETTLE DR, BOYDS, MD 20841-4310
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0538990176
DateFeb 28, 2017
Book Page53899/176
Lender
NameMID-ATLANTIC FCU
TypeCredit Union
AddressGERMANTOWN, MD 20874
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2047

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18521 BLACK KETTLE DR, BOYDS, MD 20841-4310
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0560730406
DateMay 24, 2018
Book Page56073/406
Lender
NameWILLIAM A BROOKS
TypePrivate Party
AddressGERMANTOWN, MD 20874
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18521 BLACK KETTLE DR, BOYDS, MD 20841-4310
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0586070380
DateDec 3, 2019
Book Page58607/380
Lender
NameMID-ATLANTIC FCU
TypeCredit Union
AddressGERMANTOWN, MD 20874
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueNov 1, 2034

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18521 BLACK KETTLE DR, BOYDS, MD 20841-4310
Document Number0586070401
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18521 BLACK KETTLE DR BOYDS MD 208414310, BOYDS, MD 20841-4310

Mortgage

Document Number0586070401
DateDec 3, 2019
Book Page058607/000401
Lender
NameMID-ATLANTIC FCU
TypeCredit Union
AddressGERMANTOWN, MD 20874
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18521 Black Kettle Dr was $10,244.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$783,867 (+3.27%)$808,700 (-) Land $231,900 Building $576,800
2025$10,244.00$759,033$808,700 Land $231,900 Building $576,800
2023$699,267$734,200 Land $220,800 Building $513,400
2022$8,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18521 Black Kettle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18521 Black Kettle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Black Kettle Dr

Nearby Streets

Search Property Records by Address or Parcel Number