1852 Sanderling Dr, Clermont, FL 34711 Property Records

Lake County property record for 1852 Sanderling Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 5,108 sqft · built 2007
Lot Size	0.419 acres (18,259 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Aug 2026)
Tax Bill	$7,516 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-22-26-1196-000-25300`

Property Details

APN / Parcel Number

Primary APN	`32-22-26-1196-000-25300`
Alternative APNs	`262232119600025300` `3844604`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	5,108 sqft Living Area
Gross Area	5,570 sqft
1st Floor Area	2,428 sqft
Basement Area	2,428 sqft
Finished Basement	2,428 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	18,259 sqft (0.419 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3844604
Street Address	1852 SANDERLING DR
City	CLERMONT
State	FL
Zip	34711-6281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOST LAKE TRACT B PB 56 PG 76-78 LOT 253 ORB 5945 PG 1020
Legal Range	26E
Legal Township	22S
Legal Section	32
Legal Subdivision	LOST LAKE TRACT B
Legal Tract	B
Legal Lot Number	253
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2041
Census Tract	31315

Owner

Source: Lake County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1852 SANDERLING DR, CLERMONT, FL 34711-6281
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Apr 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Apr 28, 2022 · Amount on File
Deed Document Number	202695165
Deed Book / Page	6788 / 548
Prior Transfer Date	Jul 20, 2015
Prior Transfer Doc	0046592249
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 3, 2026
Property Address	1852 SANDERLING DR, CLERMONT, FL 34711-6281
Document Number	0000095165
Book / Page	6788 / 548
Instrument Date	Aug 3, 2026
Instrument	202695165
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	DILIGENT TITLE LLC, DILIGENCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448,945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1852 SANDERLING DR, CLERMONT, FL 34711-6281

Mortgage

Document Number	0000095166,
Date	Aug 3, 2026
Instrument	202695166

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 28, 2022
Property Address	1852 SANDERLING DR, CLERMONT, FL 34711-6281
Document Number	0059451020
Book / Page	5945 / 1020
Map Reference	MB 56 PG 76-78
Instrument Date	Apr 20, 2022
Instrument	2022058762
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	HOMELAND TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1852 SANDERLING DR, CLERMONT, FL 34711-6281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1852 SANDERLING DR, CLERMONT, FL 34711-6281

Mortgage

Document Number	0059451021
Date	Apr 28, 2022
Instrument	5945/1021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,265 (-) Land $80,000 Building $403,265	$483,265 (-) Land $80,000 Building $403,265
2025	$7,516.00 (+12.15%)	$483,265 (+25.62%) Land $80,000 Building $403,265	$483,265 (+25.62%) Land $80,000 Building $403,265
2024	$6,702.00 (+0.52%)
2023	$6,667.00 (+27.72%)	$384,711 (+12.83%)	$384,711 (-) Land $60,000 Building $324,711
2022	$5,220.00 Homeowner's exemption	$340,960	$384,711 Land $60,000 Building $324,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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