1845 Sanderling Dr, Clermont, FL 34711 Property Records

Lake County property record for 1845 Sanderling Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,190 sqft · built 2006
Lot Size	0.342 acres (14,925 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Sep 2018)
Tax Bill	$4,857 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-26-1196-000-21700`

Property Details

APN / Parcel Number

Primary APN	`32-22-26-1196-000-21700`
Alternative APN	`3844568`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,190 sqft Living Area
1st Floor Area	938 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,925 sqft (0.342 acres)
Garage Type	Finished
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3844568
Street Address	1845 SANDERLING DR
City	CLERMONT
State	FL
Zip	34711-6295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOST LAKE TRACT B PB 56 PG 76-78 LOT 217 ORB 5168 PG 1801
Legal Range	26E
Legal Township	22S
Legal Section	32
Legal Subdivision	LOST LAKE
Legal Tract	B
Legal Lot Number	217
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2040
Census Tract	31315

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1845 SANDERLING DR, CLERMONT, FL 34711-6295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Sep 12, 2018	Grant Deed, Transfer · Conventional with PMI WATERMARK CAP
Mar 23, 2018	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	2018107180
Deed Book / Page	5168 / 1801
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1845 SANDERLING DR, CLERMONT, FL 34711-6295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 SANDERLING DR, CLERMONT, FL 34711-6295

Mortgage

Document Number	0055590712
Date	Oct 8, 2020
Book Page	5559/712
Instrument	2020112654

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2045

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Sep 12, 2018
Property Address	1845 SANDERLING DR, CLERMONT, FL 34711-6295
Document Number	0051681801
Book / Page	005168 / 001801
Instrument Date	Sep 7, 2018
Instrument	107180
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	OPENDOOR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1845 SANDERLING DR CLERMONT FL 347116295, CLERMONT, FL 34711-6295

Mortgage

Document Number	51681802
Date	Sep 12, 2018
Book Page	005168/001802
Instrument	107181

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 23, 2018
Property Address	1845 SANDERLING DR, CLERMONT, FL 34711-6295
Document Number	0050831750
Book / Page	005083 / 001750
Instrument Date	Mar 21, 2018
Instrument	33005
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$335,100 (+5.98%) Land $80,000 Building $255,100	$472,622 (+26.23%) Land $80,000 Building $392,622
2024	$4,857.00 (+1.87%)
2023	$4,768.00 (+3.03%) Homeowner's exemption	$316,180 (+3%)	$374,411 (-) Land $60,000 Building $314,411
2022	$4,628.00 Homeowner's exemption	$306,980	$374,411 Land $60,000 Building $314,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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