1852 Harbor Dr, Chester, MD 21619 Property Records

Queen Anne's County property record for 1852 Harbor Dr, Chester, MD 21619 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,232 sqft · built 1953
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Apr 2024)
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-022173`

Property Details

APN / Parcel Number

Primary APN	`04-022173`
Alternative APNs	`4022173` `022173`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,232 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	168 sqft
Patio Area	353 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	022173
Street Address	1852 HARBOR DR
City	CHESTER
State	MD
Zip	21619-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLK H HARBOR VIEW
Legal Subdivision	HARBOR VIEW
Legal Block	H
Legal Lot Number	7
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2031
Census Tract	811000

Owner

Source: Queen Anne's County records · APN 04-022173

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1852 HARBOR DR, CHESTER, MD 21619-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2026	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Apr 08, 2024	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST BANK
Jun 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Mar 19, 2018	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2024 · Amount on Record
Deed Sale	Apr 08, 2024 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Book / Page	4365 / 141
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0033730018
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1852 HARBOR DR, CHESTER, MD 21619-2106
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMTS & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1852 HARBOR DR, CHESTER, MD 21619-2106

Mortgage

Document Number	0047350001
Date	Mar 02, 2026
Book Page	4735/1

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 01, 2054

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Apr 08, 2024
Property Address	1852 HARBOR DR, CHESTER, MD 21619-2106
Document Number	0043650141
Book / Page	4365 / 141
Map Reference	MB TSP 1 FO 172
Instrument Date	Mar 20, 2024
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	TITLE EXCELLENCE LLC, TITLE EXECLLENCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1852 HARBOR DR, CHESTER, MD 21619-2106

Mortgage

Document Number	0043650149
Date	Apr 08, 2024
Instrument	4365-0149

Lender

Name	SOUTHERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jun 26, 2020
Property Address	1852 HARBOR DR, CHESTER, MD 21619-2106
Document Number	0033730018
Book / Page	3373 / 18
Map Reference	MB TSP1 FO 12
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1852 HARBOR DR, CHESTER, MD 21619-2106

Mortgage

Document Number	0000337323
Date	Jun 26, 2020
Instrument	3373/23

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Mar 19, 2018
Property Address	1852 HARBOR DR, CHESTER, MD 21619-2106
Document Number	0028670162
Book / Page	2867 / 162
Map Reference	LB TSP6 FO27
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1852 HARBOR DR, CHESTER, MD 21619-2106

Mortgage

Document Number	0002867168
Date	Mar 19, 2018
Instrument	2867/168

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,900 (+5.38%) Land $161,700 Building $214,200	$375,900 (-) Land $161,700 Building $214,200
2025	$3,341.00 (+11.44%) Homeowner's exemption	$356,700 (+12.06%)	$375,900 (+18.1%) Land $161,700 Building $214,200
2023	$2,998.00	$318,300 Land $150,700 Building $167,600	$318,300 Land $150,700 Building $167,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358110002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 101 individual NFIP policies nearby
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024, tidal / storm surge
Claims By Storm	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Maryland
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Talkie Communications	Fiber	10,000 / 10,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: ALTIUS Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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