Queen Anne's County property record for 1850 Harbor Dr, Chester, MD 21619
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,080 sqft · built 1970 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $224,900 (Oct 2015) |
| Tax Bill | $2,718 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-048148 |
| Primary APN | 04-048148 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Total Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Deck Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 048148 |
|---|---|
| Street Address | 1850 HARBOR DR |
| City | CHESTER |
| State | MD |
| Zip | 21619-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-15 |
| Legal Description | LOT 6-BLK H HARBOR VIEW |
| Legal Subdivision | HARBOR VIEW |
| Legal Block | H |
| Legal Lot Number | 6 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 811000 |
Source: Queen Anne's County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1850 HARBOR DR, CHESTER, MD 21619-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2015 · Amount on Record |
| Deed Sale | Oct 7, 2015 · Amount on Record |
| Prior Sale | Jun 1, 2015 · Amount on Record |
| Deed Document Number | 2015445473 |
| Deed Book / Page | 2467 / 245 |
| Prior Transfer Date | Oct 21, 2014 |
| Prior Transfer Doc | 0023490482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 1850 HARBOR DR, CHESTER, MD 21619-2106 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0039170165 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 3917/165 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 1, 2046 |
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,600 (+17.45%) Land $161,700 Building $141,900 | $303,600 (+17.45%) Land $161,700 Building $141,900 | |
| 2025 | $2,718.00 (+11.62%) | ||
| 2023 | $2,435.00 | $258,500 Land $150,700 Building $107,800 | $258,500 Land $150,700 Building $107,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 94 (1979–2024) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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