1852 E Empire Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1852 E Empire Ave, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details1 ba · 984 sqft · built 1961
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$72,000 (Oct 2022)
Tax Bill$1,336 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-0028-0004-03-0

Property Details

APN / Parcel Number

Primary APN03-0028-0004-03-0
Alternative APN
  • 11-03-0028-0004-03-0

Interior

Full Baths1 Bath
Building Area984 sqft Living Area
1st Floor Area984 sqft
Basement Area984 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRaised Ranch
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions145 ft deep x 75 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1852 E EMPIRE AVE
CityBENTON HARBOR
StateMI
Zip49022-1640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2 SING FA
Legal DescriptionCOM 915'E OF NW COR SEC 28 T4S R18W TH S 145'TH E 75'TH N 145'TH W 75' TO BEG
Legal Range18W
Legal Township04S
Legal Section28
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group2
Census Block2007
Census Tract2100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1852 E EMPIRE AVE, BENTON HARBOR, MI 49022-1640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2022 · Amount on Record
Deed SaleOct 5, 2022 · Amount on Record
Prior SaleJun 22, 2004 · Amount on Record
Deed Document Number2022364084
Deed Book / Page3387 / 3311
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateOct 5, 2022
Property Address1852 E EMPIRE AVE, BENTON HARBOR, MI 49022-1640
Document Number03387/3311
Book / Page3387 / 3311
Instrument DateSep 29, 2022
Instrument2022364084
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address449 MYRTLE ST, WATERVLIET, MI 49098-9213

Transferred To (Grantee/Buyer)

NameVerified Name
Address1852 E EMPIRE AVE, BENTON HARBOR, MI 49022-1640

Mortgage

Document Number0033873313
DateOct 5, 2022
Instrument3387-3313
Lender
NameUNITED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change10.8%
Index1-Year CMT
Max Rate10.8%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,200 (-22.46%)$108,400 (-22.46%)
2025$1,336.00 (-44.79%)
2023$69,900$139,800
2022$2,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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