Berrien County property record for 1820 E Empire Ave, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 748 sqft · built 1946 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $14,000 (Jun 2013) |
| Tax Bill | $1,421 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-0028-0004-04-8 |
| Primary APN | 03-0028-0004-04-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Raised Ranch |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1820 E EMPIRE AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 SING FA |
| Legal Description | COM 528'E OF NW COR SEC 28 T4S R18W TH S 145'TH E 159.25'TH N 145 FT TH W 158'TO POB |
| Legal Range | 18W |
| Legal Township | 04S |
| Legal Section | 28 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 2100 |
1820 E Empire Ave is owned and occupied by an individual who bought it in June 2013.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1820 E EMPIRE AVE, BENTON HARBOR, MI 49022-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2013 · Amount on File |
| Deed Sale | Jun 12, 2013 · Amount on File |
| Prior Sale | Jun 19, 2012 · Amount on File |
| Deed Book / Page | 3040 / 746 |
| Prior Transfer Date | Jun 7, 2012 |
| Prior Transfer Doc | 02998/0023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 13, 2026 |
| Property Address | 1820 E EMPIRE AVE, BENTON HARBOR, MI 49022-1640 |
| Document Number | 0000465475 |
| Book / Page | 3482 / 812 |
| Instrument Date | Jun 28, 2026 |
| Instrument | 2026465475 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1820 E EMPIRE AVE, BENTON HARBOR, MI 49022-1640 |
| Document Number | 0000465475, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 3482/812 |
| Instrument | 2026465475 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 1820 E Empire Ave was $1,421 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,400 | $98,800 | |
| 2025 | $1,421.00 | ||
| 2023 | $44,800 | $89,600 | |
| 2022 | $1,250.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1820 E Empire Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1820 E Empire Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures