18516 Windy Ridge Rd, Edmond, OK 73012 Property Records

Oklahoma County property record for 18516 Windy Ridge Rd, Edmond, OK 73012

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,006 sqft · built 2019
Lot Size	0.257 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$437,000 (Aug 2019)
Tax Bill	$6,237 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-553-1920`

Property Details

APN / Parcel Number

Primary APN	`21-553-1920`
Alternative APNs	`4712-21-553-1920` `R215531920`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,006 sqft Living Area
1st Floor Area	2,314 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.257 acres)
Garage Type	Attached
Garage Area	722 sqft
Porch	Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215531920
Street Address	18516 WINDY RIDGE RD
City	EDMOND
State	OK
Zip	73012-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSH BROOK SEC 3 BLK 031 LOT 002
Legal Range	03W
Legal Township	14N
Legal Section	28
Legal Quarter	NW
Legal Subdivision	RUSH BROOK SEC 3
Legal Block	31
Legal Lot Number	2
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	1
Census Block	1000
Census Tract	108234

Owner

18516 Windy Ridge Rd is owned and occupied by an individual who bought it in August 2019.

Source: Oklahoma County records, as of January 29, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18516 WINDY RIDGE RD, EDMOND, OK 73012-1300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 14, 2019	Warranty Deed, Transfer · Conventional Mortgage 1ST CAPITAL MORTGAGE LLC
Mar 7, 2019	Loan Modification, Mortgage BANCFIRST
Oct 23, 2018	Loan Modification, Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on File
Deed Sale	Aug 14, 2019 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Document Number	20190814011126440
Deed Book / Page	14103 / 0182
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	18516 WINDY RIDGE RD, EDMOND, OK 73012-1300
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001216888
Date	Dec 8, 2021
Book Page	14993/1404
Instrument	2021120801216888

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	347 Months
Due	Nov 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	18516 WINDY RIDGE RD, EDMOND, OK 73012-1300
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001032221
Date	Feb 26, 2021
Book Page	14644/220
Instrument	2021022601032221

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Aug 14, 2019
Property Address	18516 WINDY RIDGE RD, EDMOND, OK 73012-1300
Document Number	0011126440
Book / Page	14103 / 0182
Instrument Date	Jul 25, 2019
Instrument	20190814011126440
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18516 WINDY RIDGE RD, EDMOND, OK 73012-1300

Mortgage

Document Number	0011126450
Date	Aug 14, 2019
Instrument	20190814011126450

Lender

Name	1ST CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKLAHOMA OK
Property Address	18516 WINDY RIDGE RD, EDMOND, OK 73012-1300
Document Number	0139720411
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 24TH AVE SW #100 NORMAN OK 730693981, 100, NORMAN, OK 73069-3981

Mortgage

Document Number	0139720411
Date	Mar 15, 2019
Book Page	013972/000411
Instrument	10331430

Lender

Name	BANCFIRST
Type	Bank
Address	NORMAN, OK 73070-0988

Agreement

Amount	Amount on Record
Term	12 Months
Due	Mar 14, 2020

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKLAHOMA OK
Property Address	18516 WINDY RIDGE RD, EDMOND, OK 73012-1300
Document Number	0138691525
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 NW 188TH EDMOND OK 73012, EDMOND, OK 73012
Investor	Possibly a Property Investor

Mortgage

Document Number	0138691525
Date	Oct 25, 2018
Book Page	013869/001525
Instrument	11468590

Lender

Name	BANCFIRST
Type	Bank
Address	NORMAN, OK 73070

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 24, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 18516 Windy Ridge Rd was $6,237 with a homeowner's exemption.

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Oklahoma City
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,237.00 Homeowner's exemption	$52,995 Land $8,001 Building $44,994	$537,000 Land $81,069 Building $455,931
2023	$5,945.00	$49,953 Land $7,527 Building $42,426	$538,000 Land $81,069 Building $456,931

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18516 Windy Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18516 Windy Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMOND PWA serves 79,408 people · EPA ID OK1020723
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 100
Airosurf Communications Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Windy Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures