18508 Windy Ridge Rd, Edmond, OK 73012 Property Records

Oklahoma County property record for 18508 Windy Ridge Rd, Edmond, OK 73012

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,692 sqft · built 2020
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$496,000 (May 2026)
Tax Bill	$5,830 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4711-21-553-1890`

Property Details

APN / Parcel Number

Primary APN	`4711-21-553-1890`
Alternative APNs	`R215531890` `215531890`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,692 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	726 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215531890
Street Address	18508 WINDY RIDGE RD
City	EDMOND
State	OK
Zip	73012-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RUSH BROOK SEC 3 BLK 030 LOT 005
Legal Range	03W
Legal Township	14N
Legal Section	28
Legal Subdivision	RUSH BROOK SEC 3
Legal Block	030
Legal Lot Number	005
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	1
Census Block	1000
Census Tract	108234

Owner

Source: Oklahoma County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18508 WINDY RIDGE RD, EDMOND, OK 73012-1300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Feb 8, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	202665539
Deed Book / Page	16468 / 1133
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	May 5, 2026
Property Address	18508 WINDY RIDGE RD, EDMOND, OK 73012-1300
Document Number	0000065539
Book / Page	16468 / 1133
Instrument Date	Apr 29, 2026
Instrument	2026.65539
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,144.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18508 WINDY RIDGE RD, EDMOND, OK 73012-1300
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065540,
Date	May 5, 2026
Instrument	2026..5.5.65540

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	May 5, 2026
Property Address	18508 WINDY RIDGE RD, EDMOND, OK 73012-1300
Document Number	0001065539
Book / Page	16468 / 1133
Instrument Date	Apr 29, 2026
Instrument	202665539
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,144.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18508 WINDY RIDGE RD, EDMOND, OK 73012-1300
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065540,
Date	May 5, 2026
Instrument	20265565540

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Oct 15, 2020
Property Address	18508 WINDY RIDGE RD, EDMOND, OK 73012-1300
Document Number	0011537110
Book / Page	14511 / 216
Instrument Date	Oct 14, 2020
Instrument	20201015011537110
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	OLD REPUBLIC TITLE CO OF OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18508 WINDY RIDGE RD, EDMOND, OK 73012-1300

Mortgage

Document Number	0011537120
Date	Oct 15, 2020
Instrument	20201015011537120

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Feb 8, 2018
Property Address	18508 WINDY RIDGE RD, EDMOND, OK 73012-1300
Document Number	0010175080
Book / Page	13656 / 0287
Instrument Date	Feb 6, 2018
Instrument	20180208010175080
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$93.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 N KELLY AVE STE 102, 102, EDMOND, OK 73003-4855
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Oklahoma City
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,830.00 (+3.37%) Homeowner's exemption	$49,459 (+6.09%) Land $8,099 Building $41,360	$517,000 (-) Land $84,660 Building $432,340
2024	$5,640.00 (+3.89%)
2023	$5,429.00 Homeowner's exemption	$46,619 Land $7,634 Building $38,985	$517,000 Land $84,660 Building $432,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMOND PWA serves 79,408 people · EPA ID OK1020723
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 100
Airosurf Communications Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Nextlink.

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