18511 Cherry Tree Ct, Minnetonka, MN 55345 Property Records

Hennepin County property record for 18511 Cherry Tree Ct, Minnetonka, MN 55345

Property Summary

Property Type	Townhouse
Details	2 ba · 1,352 sqft · built 1993
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$344,000 (May 2025)
Tax Bill	$3,959 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`31-117-22-31-0093`

Property Details

APN / Parcel Number

Primary APN	`31-117-22-31-0093`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	63.8 ft deep x 33.1 ft wide
Garage Type	Attached
Garage Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	18511 CHERRY TREE CT
City	MINNETONKA
State	MN
Zip	55345-6901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 010 BLOCK 001 A CHERRY HILL 12TH ADDN 33.13X63.83
Legal Range	22
Legal Township	117
Legal Section	31
Legal Quarter	31
Legal Subdivision	CHERRY HILL 12TH ADDN
Legal Block	1
Legal Lot Number	10
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	2
Census Block	2011
Census Tract	26207

Owner

18511 Cherry Tree Ct, a townhouse, is owned and occupied by an individual who bought it in May 2025.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	18511 CHERRY TREE CT, MINNETONKA, MN 55345-6901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Prior Sale	May 23, 2022 · Amount on File
Deed Document Number	202511367100
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 23, 2022
Property Address	18511 CHERRY TREE CT, MINNETONKA, MN 55345-6901
Document Number	0A11111491
Instrument Date	May 19, 2022
Instrument	A11111491
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18511 CHERRY TREE CT, MINNETONKA, MN 55345-6901

Mortgage

Document Number	0A11111492
Date	May 23, 2022
Instrument	A11111492

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	9.25%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 19, 2021
Property Address	18511 CHERRY TREE CT, MINNETONKA, MN 55345-6901
Document Number	0A10918844
Instrument Date	Feb 10, 2021
Instrument	A10918844
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$963.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18511 CHERRY TREE CT, MINNETONKA, MN 55345-6901

Mortgage

Document Number	0A10918845
Date	Feb 19, 2021
Instrument	A10918845

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 18511 Cherry Tree Ct was $3,959.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,959.00	$306,800 Land $55,500 Building $251,300	$306,800 Land $55,500 Building $251,300
2023	$3,619.00 Homeowner's exemption
2022		$295,300 Land $55,500 Building $239,800	$295,300 Land $55,500 Building $239,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18511 Cherry Tree Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18511 Cherry Tree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Mediacom Xtream.

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