18498 Cherry Tree Ct, Minnetonka, MN 55345 Property Records

Hennepin County property record for 18498 Cherry Tree Ct, Minnetonka, MN 55345

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,316 sqft · built 1993
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$327,000 (Dec 2025)
Tax Bill	$3,758 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-117-22-31-0087`

Property Details

APN / Parcel Number

Primary APN	`31-117-22-31-0087`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	65.8 ft deep x 26 ft wide
Garage Type	Attached
Garage Area	440 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	18498 CHERRY TREE CT
City	MINNETONKA
State	MN
Zip	55345-6900
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 004 BLOCK 001 A CHERRY HILL 12TH ADDN 26X65.83
Legal Range	22
Legal Township	117
Legal Section	31
Legal Quarter	31
Legal Subdivision	CHERRY HILL 12TH ADDN
Legal Block	1
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	2
Census Block	2011
Census Tract	26207

Owner

18498 Cherry Tree Ct, a townhouse, is owned and occupied by two individuals who bought it in December 2025.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18498 CHERRY TREE CT, MINNETONKA, MN 55345-6900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage CITY FIRST MORTGAGE SERVICES LLC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP
May 11, 2018	Grant Deed, Transfer · Conventional with PMI SUMMIT MTG
Mar 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	May 11, 2018 · Amount on File
Deed Document Number	202511427112
Prior Transfer Date	Mar 13, 2017
Prior Transfer Doc	0010421773
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 17, 2025
Property Address	18498 CHERRY TREE CT, MINNETONKA, MN 55345-6900
Document Number	0A11427112
Instrument Date	Nov 26, 2025
Instrument	A11427112
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,079.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18498 CHERRY TREE CT, MINNETONKA, MN 55345-6900

Mortgage

Document Number	0A11427113
Date	Dec 17, 2025
Instrument	A11427113

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	18498 CHERRY TREE CT, MINNETONKA, MN 55345-6900
Document Number	0010797398
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18498 CHERRY TREE CT MINNETONKA MN 553456900, MINNETONKA, MN 55345-6900

Mortgage

Document Number	0010797398
Date	Jun 11, 2020
Instrument	10797398

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 10, 2040

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 11, 2018
Property Address	18498 CHERRY TREE CT, MINNETONKA, MN 55345-6900
Document Number	0010552869
Instrument Date	May 4, 2018
Instrument	10552869
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$887.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18498 CHERRY TREE CT MINNETONKA MN 553456900, MINNETONKA, MN 55345-6900

Mortgage

Document Number	10552871
Date	May 11, 2018
Instrument	10552871

Lender

Name	SUMMIT MTG
Type	Mortgage Company
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 17, 2017
Property Address	18498 CHERRY TREE CT, MINNETONKA, MN 55345-6900
Document Number	0010421773
Instrument Date	Mar 13, 2017
Instrument	10421773
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18498 CHERRY TREE CT MINNETONKA MN 553456900, MINNETONKA, MN 55345-6900

Tax Assessment & Valuation

The 2025 property tax bill for 18498 Cherry Tree Ct was $3,758.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,758.00 Homeowner's exemption	$293,000 (-) Land $55,500 Building $237,500	$293,000 (-) Land $55,500 Building $237,500
2024		$293,000 Land $55,500 Building $237,500	$293,000 Land $55,500 Building $237,500
2023	$3,447.00 Homeowner's exemption
2022		$282,500 Land $55,500 Building $227,000	$282,500 Land $55,500 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18498 Cherry Tree Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18498 Cherry Tree Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Mediacom Xtream.

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