1851 Gresham Rd, Louisville, KY 40205 Property Records

Louisville/Jefferson County Metro Government property record for 1851 Gresham Rd, Louisville, KY 40205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 1922
Lot Size	0.136 acres (5,955 sqft)
Owner	Individual Name on File
Last Sale	$303,500 (Sep 2019)
Tax Bill	$4,114 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13079G00640072`

Property Details

APN / Parcel Number

Primary APN	`13079G00640072`
Alternative APNs	`079G00640072` `00119604`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,263 sqft Finished Area
Basement Area	660 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,955 sqft (0.136 acres)
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00119604
Street Address	1851 GRESHAM RD
City	LOUISVILLE
State	KY
Zip	40205-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	LOT 72 TECOMAH PB. 4 PG. 10, .1367 AC+/-, 52.33 X 133 IRREG
Legal Subdivision	TECOMAH
Legal Lot Number	72
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	4
Census Block	4002
Census Tract	9600

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1851 GRESHAM RD, LOUISVILLE, KY 40205-2423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 3, 2019	Warranty Deed, Transfer · Conventional with PMI PROVIDENT FNDG
Aug 17, 2018	Warranty Deed, Construction Loan · Line of Credit RIVER CTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Aug 17, 2018 · Amount on File
Deed Document Number	0011495766
Deed Book / Page	11495 / 766
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1851 GRESHAM RD, LOUISVILLE, KY 40205-2423
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223269
Date	Sep 7, 2021
Book Page	M 17626/758
Instrument	2021223269

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Sep 3, 2019
Property Address	1851 GRESHAM RD, LOUISVILLE, KY 40205-2423
Document Number	0114950766
Book / Page	011495 / 000766
Instrument Date	Aug 23, 2019
Instrument	203989
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 GRESHAM RD LOUISVILLE KY 402052423, LOUISVILLE, KY 40205-2423

Mortgage

Document Number	161160741
Date	Sep 3, 2019
Book Page	016116/000741
Instrument	203990

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 17, 2018
Property Address	1851 GRESHAM RD, LOUISVILLE, KY 40205-2423
Document Number	0112210381
Book / Page	011221 / 000381
Instrument Date	Aug 13, 2018
Instrument	194456
Transaction Type	Construction Loan
Record Updated	Aug 30, 2018
Title Company	ROUNSAVALL TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$206.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1851 GRESHAM RD LOUISVILLE KY 402052423, LOUISVILLE, KY 40205-2423

Mortgage

Document Number	156450192
Date	Aug 17, 2018
Book Page	015645/000192
Instrument	194457

Lender

Name	RIVER CTY BK
Type	Bank
Address	LOUISVILLE, KY 40201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 16, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,114.00 (+1.03%)	$326,540 (+7.59%) Land $65,800 Building $260,740
2024			$326,540 (+7.59%) Land $65,800 Building $260,740
2023	$4,072.00 (-1.33%)	$303,500 (-) Land $56,400 Building $247,100	$303,500 (-) Land $56,400 Building $247,100
2022	$4,127.00	$303,500 Land $56,400 Building $247,100	$303,500 Land $56,400 Building $247,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1979–2015)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds And Flooding, Aug 2009 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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