1850 Gresham Rd, Louisville, KY 40205 Property Records

Louisville/Jefferson County Metro Government property record for 1850 Gresham Rd, Louisville, KY 40205

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,970 sqft · built 1928
Lot Size	0.199 acres (8,700 sqft)
Owner	Individual Name on File
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10079G01190000`

Property Details

APN / Parcel Number

Primary APN	`10079G01190000`
Alternative APNs	`079G01190000` `00119224`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,970 sqft Finished Area
Basement Area	1,045 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,700 sqft
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00119224
Street Address	1850 GRESHAM RD
City	LOUISVILLE
State	KY
Zip	40205-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	LOT 55 BLK C TECOMAH SUB PB 4 PG 10
Legal Subdivision	TECOMAH
Legal Tract	EVILIAN
Legal Block	C
Legal Lot Number	55
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	4
Census Block	4000
Census Tract	9600

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1850 GRESHAM RD, LOUISVILLE, KY 40205-2424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Dec 20, 2002 · Amount on File
Last Transfer Date	Jul 26, 2021
Transfer Doc	0000184642
Record Updated	Jun 8, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 26, 2021
Property Address	1850 GRESHAM RD, LOUISVILLE, KY 40205-2424
Document Number	0000184642
Book / Page	12087 / 267
Map Reference	MB 4 PG 10
Instrument Date	Jul 16, 2021
Instrument	2021184642
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	ROUNSAVALL TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 GRESHAM RD, LOUISVILLE, KY 40205-2424

Mortgage

Document Number	0000184643
Date	Jul 26, 2021
Instrument	2021184643

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1850 GRESHAM RD, LOUISVILLE, KY 40205-2424
Document Number	0152450829
Book / Page	015245 / 000829
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1850 GRESHAM RD LOUISVILLE KY 402052424, LOUISVILLE, KY 40205-2424

Mortgage

Document Number	0152450829
Date	Sep 28, 2017
Book Page	015245/000829
Instrument	214160

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,595.00 (+11.54%)	$285,380 (+18.8%) Land $70,000 Building $215,380
2024			$285,380 (+18.8%) Land $70,000 Building $215,380
2023	$3,223.00 (-1.32%)	$240,220 (-) Land $55,000 Building $185,220	$240,220 (-) Land $55,000 Building $185,220
2022	$3,266.00	$240,220 Land $55,000 Building $185,220	$240,220 Land $55,000 Building $185,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1979–2015)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds And Flooding, Aug 2009 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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