1851 E Arrowhead Ln, Owosso, MI 48867 Property Records

Shiawassee County property record for 1851 E Arrowhead Ln, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,523 sqft · built 2003
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$24,900 (Dec 2002)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-55-044-000`

Property Details

APN / Parcel Number

Primary APN	`007-55-044-000`
Alternative APN	`0075504400000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,523 sqft Heated Area
1st Floor Area	1,523 sqft
Basement Area	1,523 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 101 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1851 E ARROWHEAD LN
City	OWOSSO
State	MI
Zip	48867-8413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN ROCK ESTATES #2- CALEDONIA TWP LOT 44.
Legal Subdivision	INDIAN ROCK ESTATES
Legal Lot Number	44
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	1
Census Block	1026
Census Tract	31700

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1851 E ARROWHEAD LN, OWOSSO, MI 48867-8413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jun 4, 2021	Deed of Trust, Mortgage · Line of Credit LAFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2002 · Amount on Record
Deed Sale	Dec 20, 2002 · Amount on Record
Deed Document Number	20023087668
Deed Book / Page	1026 / 354
Last Transfer Date	Oct 25, 2004
Transfer Doc	0010700762
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1851 E ARROWHEAD LN, OWOSSO, MI 48867-8413
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 E ARROWHEAD LN, OWOSSO, MI 48867-8413

Mortgage

Document Number	0013120196
Date	Nov 13, 2023
Book Page	1312/196
Instrument	3376363

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2053

Interest

Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1851 E ARROWHEAD LN, OWOSSO, MI 48867-8413
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 EAST ARROWHEAD LANE, OWOSSO, MI 48867

Mortgage

Document Number	0013030700
Date	Jan 19, 2023
Book Page	1303/700
Instrument	3367779

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	OWOSSO, MI 48867

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1851 E ARROWHEAD LN, OWOSSO, MI 48867-8413
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 E ARROWHEAD LN, OWOSSO, MI 48867-8413

Mortgage

Document Number	0012790268
Date	Mar 4, 2021
Book Page	1279/268
Instrument	3343032

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1851 E ARROWHEAD LN, OWOSSO, MI 48867-8413
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 E ARROWHEAD LN, OWOSSO, MI 48867-8413

Mortgage

Document Number	0012830360
Date	Jun 4, 2021
Book Page	1283/360
Instrument	3347139

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,900 (+3.57%)	$289,800 (+3.57%)
2025	$2,261.00 (+3.67%) Homeowner's exemption	$139,900 (+18.76%)	$279,800 (+18.76%)
2024	$2,181.00
2023	$2,181.00 Homeowner's exemption	$117,800	$235,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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