1846 E Arrowhead Ln, Owosso, MI 48867 Property Records

Shiawassee County property record for 1846 E Arrowhead Ln, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,692 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,442 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-55-057-000`

Property Details

APN / Parcel Number

Primary APN	`007-55-057-000`
Alternative APN	`0075505700000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Heated Area
1st Floor Area	1,692 sqft
Basement Area	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	150 ft deep x 145 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1846 E ARROWHEAD LN
City	OWOSSO
State	MI
Zip	48867-8413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN ROCK ESTATES #2- CALEDONIA TWP LOT 57.
Legal Subdivision	INDIAN ROCK ESTATES
Legal Lot Number	57
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	1
Census Block	1029
Census Tract	31700

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1846 E ARROWHEAD LN, OWOSSO, MI 48867-8413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN
Apr 7, 2020	Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD BANK
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG/MI

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1846 E ARROWHEAD LN, OWOSSO, MI 48867-8413
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1846 E ARROWHEAD LN, OWOSSO, MI 48867-8413

Mortgage

Document Number	0013310808
Date	Oct 9, 2025
Book Page	1331/808
Instrument	3396270

Lender

Name	FIFTH THIRD BANK EASTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1846 E ARROWHEAD LN, OWOSSO, MI 48867-8413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012670482
Date	Apr 7, 2020
Book Page	1267/482
Instrument	3331125

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1846 E ARROWHEAD LN, OWOSSO, MI 48867-8413
Document Number	0012410093
Book / Page	001241 / 000093
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1846 E ARROWHEAD LN OWOSSO MI 488678413, OWOSSO, MI 48867-8413

Mortgage

Document Number	0012410093
Date	Dec 11, 2017
Book Page	001241/000093
Instrument	3304454

Lender

Name	FIFTH THIRD MTG/MI
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2032

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,900 (+3.43%)	$319,800 (+3.43%)
2025	$2,442.00 (+3.39%) Homeowner's exemption	$154,600 (+18.47%)	$309,200 (+18.47%)
2023	$2,362.00 Homeowner's exemption	$130,500	$261,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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